"Ah, but you have never been in South America!" said he triumphantly, and his eyes winked quickly, and he laughed a short unpleasant laugh, and thought to himself, "Nor have I either." Then he continued aloud, "I am aware that it is most unwise of any one who does not know the ground to dabble in South American speculations, but, you see, I am well acquainted with the place, and know the ropes."

"The last client I had who touched anything in South America blew his brains out. But, of course, it is no affair of mine. I have only to do what I am asked by Mrs. Crawford in her letter to me. The cheque is an open one, as you requested. They will pay you across the counter. I hope you will not think of keeping such a sum as that in your house?"

"O, dear, no! I am going to remit it at once to my agent. When you see me next, Mr. Brereton," laughing and winking his eyes, "you will congratulate me upon my spirit and success."

"I hope so," said the lawyer drily, and in a tone and manner which plainly said he believed nothing of the kind would occur.

Crawford said good-bye and went straight to the bank, where he got thirty-two one-hundred pound notes and seventy in fives.

He had never had so much money in his possession before. He had never had any sum approaching it. Once or twice after a good racing week in the old times he had been master of five or six hundred, but three thousand two hundred pounds! It was almost incredible! And it was all in cash! It did not lie in the cold obstruction of any bank. It was not represented by doubtful I.O.U.'s. It was not represented by shadowy entries in a betting-book. It was not invested in any shaky securities. It was not manifested by abstract entries in a ledger. The money was concrete and tangible, and lying safely in his breast-pocket under the stout cloth of his coat. He could take it out and count it now if he liked. That minute he could start for Monte Carlo or St. Petersburg, Australia or Norway.

As he walked along the streets he held his head high. He felt independent of all men, independent of fortune, of Fate. He had married for money, he had realised the prize, and it was now safe in his pocket. These notes were as much legally his own as his hands or his teeth. No one could take them from him except by force, and he took pride in thinking that few men who passed him in the street would be able to cope with him single-handed. He had as much thought of risking his money in anything so far off and tame as South American speculations as he had of buying a box of matches and burning it note by note.

Of course, Brereton had been right in saying it would be a dangerous thing to keep such a tempting sum in an ordinary house. There might even be danger in walking about the streets with it in his pocket. Some dishonest person might have seen him draw it out of the bank and might be following him. He might be a match for more than an average man, but he would be no match for two or three. Garrotting had gone out of use, but it might be revived even in midday in London by men who knew the prize he carried, and were bold and prompt. If in a quiet street he were seized from behind and throttled so that he could not cry out, and if a man in front cut the pocket out of his coat, the thieves might be off before passers-by knew what was going on or suspected anything being wrong. He had a horror of revolvers, but plainly he ought to be armed. He did not yet know where he should keep his hoard, but in any case it would be well to possess the means of defending it.

Crawford had by this time got out of the City and was strolling through Regent Street. He turned into a gunsmith's shop and bought a short large-bore revolver and some cartridges. The man showed him how to load the weapon. Crawford explained that he was about to leave the country for Algiers, and wished to have all the chambers charged, as he was going in a vessel with a crew of many nationalities, and was taking out a lot of valuable jewellery.

Lying was a positive pleasure to him, even when it was not necessary. "It keeps a man's hand in," he explained the habit to himself.