"Glad to see you, Doughty. Got a message for me? Take a seat."

"Yes, sir. A message from Mr. Aldridge. This is it."

"Thank you. I want you, now that you have come so opportunely, to witness my signature to documents of importance. They concern the sale of my mother's annuity and property. I am sole surviving trustee to my father's will, and I am now about to sign these documents, authorising those sales. Stand up, Doughty, and look at me as I sign. James, come near. You are near-sighted. Closer still. Now!"

He signed, and they after him.

"That will do, James. It is exceedingly unlikely there will be any dispute. In case there should, all you have to remember is that I signed these papers in your presence, and you in mine, and in the presence of one another. I am not sure the last is necessary, but never mind. You need not trouble yourselves to remember all I have said about the matter contained in the papers. You may go now, James."

When the servant had retired he said to the clerk: "Thank you, Doughty. You came very luckily. I will ask you to take these documents back to Mrs. Grey's. Usually such matters reach one through an attorney, but I am sorry to say this is not a very ordinary or pleasant transaction. Leave the documents with Mrs. Grey. There is no answer. Then go back to the Bank, and ask Mr. Aldridge to come to me here this afternoon or evening. I shall not be in town to-morrow, and have something to communicate to him. This is the reply to the note you brought from him."

When the manager of the Daneford Bank arrived at the Manor House he was shown into the presence of the banker.

Grey received him with more of the old grave blandness than he had displayed for a long time.

"Aldridge," he said, "I am sorry I have a little bad news. It does not concern the Bank. It is worse than that. I wish to Heaven it did concern the Bank. We can bear reverses in business better than home troubles." He paused, with his eyes fixed on the ground, in deep thought.

Aldridge moved his chair closer to Grey's, to show he was giving his best attention. He did not speak.