"I had a note from Mr. Grey this morning, saying he has returned, and will be here to-day. Had you not better speak to him?"

"I will. That is settled. If he hesitates, I shall not allow him to do it; but I shall try what he will say. Even if he refuses he may be able to suggest some trustworthy person he knows. You see, I have been so short a time in England, and am such an utter stranger here, I know no one."

When Grey came he found the cousins together. Some routine matters having been disposed of, Sir William asked the banker if he would take a stroll with him across the Island, as he wished to speak to him about business.

The banker would be most happy.

Arm-in-arm the two left the Castle-yard, gained the grass, and walked towards the Ferry.

"Mr. Grey," began the young man, "I leave this neighbourhood the day after to-morrow."

"I am sincerely sorry to hear you say so."

"Thank you. Now I am going to try and induce you to let me get even further into your debt——"

"Sir William, it is quite unnecessary for you to say a word with such a view. I told you to draw for any moderate sum you might require, and your cheque would be honoured——"

"I am much obliged to you; but it is not money this time."