He is especially quite honest in his hospitality. All the same, so far as business is concerned, it is pure gambling, which may answer very well in favourable times, but is not unlikely to end in failure should the strain of depression become too severe. Personal popularity, however, will tide him over a great deal. When a man is spoken highly of by gentry, clergy, literally everybody, the bank is remarkably accommodating. Such a man may get for his bare signature—almost pressed on him, as if his acceptance of it were a favour—what another would have to deposit solid security for.
In plain language, he borrows money and invests it in every possible way. His farms are simply the basis of his credit. He buys blood shorthorns, he buys blood horses, and he sells them again. He buys wheat, hay, &c., to dispose of them at a profit. If he chose, he could explain to you the meaning of contango, and even of that mysterious term to the uninitiated, 'backwardation.' His speculations for the 'account' are sometimes heavy. So much so, that occasionally, with thousands invested, he has hardly any ready money. But, then, there are the crops; he can get money on the coming crops. There is, too, the live stock money can be borrowed on the stock.
Here lies the secret reason of the dread of foreign cattle disease. The increase of our flocks and herds is, of course, a patriotic cry (and founded on fact); but the secret pinch is this—if foot-and-mouth, pleuro-pneumonia, or rinderpest threaten the stock, the tenant-farmer cannot borrow on that security. The local bankers shake their heads—three cases of rinderpest are equivalent to a reduction of 25 per cent. in the borrowing power of the agriculturist. The auctioneers and our friends have large transactions—'paper' here again. With certain members of the hunt he books bets to a high amount; his face is not unknown at Tattersall's or at the race meetings. But he does not flourish the betting-book in the face of society. He bets—and holds his tongue. Some folks have an ancient and foolish prejudice against betting; he respects sincere convictions.
Far and away he is the best fellow, the most pleasant company in the shire, always welcome everywhere. He has read widely, is well educated; but, above all, he is ever jolly, and his jollity is contagious. Despite his investments and speculations, his brow never wears that sombre aspect of gloomy care, that knitted concentration of wrinkles seen on the face of the City man, who goes daily to his 'office.' The out-of-door bluffness, the cheery ringing voice, and the upright form only to be gained in the saddle over the breezy uplands, cling to him still. He wakes everybody up, and, risky as perhaps some of his speculations are, is socially enlivening.
The two young gentlemen, by-the-by, observed playing lawn-tennis from the drawing-room window, are two of his pupils, whose high premiums and payments assist to keep up the free and generous table, and who find farming a very pleasant profession. The most striking characteristic of their tutor is his Yankee-like fertility of resource and bold innovations—the very antipodes of the old style of 'clod-compeller.'
[CHAPTER VI]
AN AGRICULTURAL GENIUS—OLD STYLE
Towards the hour of noon Harry Hodson, of Upcourt Farm, was slowly ascending the long slope that led to his dwelling. In his left hand he carried a hare, which swung slightly to and fro as he stepped out, and the black-tipped ears rubbed now and then against a bunch of grass. His double-barrel was under his right arm. Every day at the same hour Harry turned towards home, for he adhered to the ways of his fathers and dined at half-past twelve, except when the stress of harvest, or some important agricultural operation, disturbed the usual household arrangements. It was a beautiful October day, sunny and almost still, and, as he got on the high ground, he paused and looked round. The stubbles stretched far away on one side, where the country rose and fell in undulations. On the distant horizon a column of smoke, broadening at the top, lifted itself into the sky; he knew it was from the funnel of a steam-plough, whose furnace had just been replenished with coal. The appearance of the smoke somewhat resembled that left by a steamer at sea when the vessel is just below the horizon. On the other hand were wooded meadows, where the rooks were cawing—some in the oaks, some as they wheeled round in the air. Just beneath him stood a row of wheat ricks—his own. His gaze finally rested upon their conical roofs with satisfaction, and he then resumed his walk.
Even as he moved he seemed to bask in the sunshine; the sunshine pouring down from the sky above, the material sunshine of the goodly wheat ricks, and the physical sunshine of personal health and vigour. His walk was the walk of a strong, prosperous man—each step long, steady, and firm, but quite devoid of haste. He was, perhaps, forty years of age, in the very prime of life, and though stooping a little, like so many countrymen, very tall, and built proportionately broad across the shoulders and chest. His features were handsome—perhaps there was a trace of indolence in their good-humoured expression—and he had a thick black beard just marked with one thin wavy line of grey. That trace of snow, if anything, rather added to the manliness of his aspect, and conveyed the impression that he was at the fulness of life when youth and experience meet. If anything, indeed, he looked too comfortable, too placid. A little ambition, a little restlessness, would perhaps have been good for him.