"I found it hard to credit; but--there are the bills, accepted by your father; what do you suggest? that they are forgeries?"
"At present I suggest nothing; what can I suggest? But I do not believe that my father ever borrowed money from a usurer."
"I am afraid that this is not a matter with which we can deal as a question of belief; do you propose to contest these claims? If so, notice must be given at once; you must clearly understand what that would mean; you would have to prove that the signatures upon these bills, which purport to be your father's, are forgeries; I don't know in which event the consequences would be more serious, if you proved it or if you failed to prove it."
"How do the people who hold these bills pretend they got them?"
"Guldenheim, who is the chief holder, is, in his way, a perfectly respectable man, and enormously rich. I called on him yesterday to put that question. He looked me up and down; and then observed that if payment was not made this week he should commence proceedings, when he would supply the Court with all the necessary information; then he asked his clerk to show me to the door. I am afraid there was something in the manner in which I asked the question which he resented, and perhaps was entitled to resent."
"What will be the result if he does take proceedings?"
"Probably in a short time you'll have the sheriff's officers in the house, and, perhaps before you've had time to turn round, you'll be left without a roof to cover you. Whatever happens we must avoid that."
"How are we going to avoid it? How are we going to find money with which to pay these men?"
"My proposal is that the creditors should be called together all of them; we will explain to them exactly how matters stand; and then I think, for their own sakes, they will join with us in making the best of what your father has left."
"As you say that Cloverlea is all that my father has left I presume that means that, in any case, Cloverlea will have to be sold, that we, my home and I, are at the mercy of a gang of usurers."