"I don't know if you are in earnest, Mr. Johns. If you are, I would remark, first, that I am not a money lender; and, second, that you are a complete stranger to me."

"I want the money to stake in my match with Mr. Colson."

"Indeed. Is that so? Then that is an added reason why I should decline to lend it to you. In my opinion, Mr. Johns, your chances of success in that match are, to say the least of it, remote."

"Look here, Mr. Greenall, I'm the last man in the world to wish to make myself offensive, but if we can understand each other I think that you and I might do each other a good turn. I know all about how you've been treated by the fellows here. I know how they've all been taking pop shots at you. From what I hear they've made you look like the biggest all-round muff that ever left his mammy. I daresay it's cost you something, too."

I did not altogether appreciate this gentleman's free-and-easy style of conversation. But to a certain extent I, so to speak, dissembled.

"I do not know what warrant you have, Mr. Johns, for your remarks; and, in any case, I fail to see what business it is of yours."

"It's this way; if you like, you can be even with all the lot of them--and more than even."

"How? By lending you five hundred rupees, and letting you have, as you put it, a pop-shot at me with the rest of them. Thank you, Mr. Johns. By the way, I fancy I have heard of some person or persons taking pop-shots at you. I think I did hear that you came here to make a fortune. Did you make it, Mr. Johns?"

"No, I didn't--hang 'em! I'm like you, I owe them one. And I mean to pay them, with compound interest. And, if you like to say the word, I'll pay them that little lot you owe them too. Look here, Mr. Greenall, I don't mind owning that a keener lot of gentlemen than the gentlemen here I don't think I ever had to do with. I won't say they robbed me, but they certainly cut me up into very nice little pieces, and they handed me round. I've seldom seen any thing of the kind which was better done. But never mind--my turn's coming! I'm not fond of bragging--quite the other way. If it wasn't that I was in a hole, I wouldn't say a word. But it is the simple truth that, at all the things at which these fellows think they're dabsters, I'm as far ahead of them as they're ahead of you,--no offence intended. You can take my word for it that I know what I'm talking about. It doesn't follow because, just once in a way, they happened to muck up my book, that I'm a flat. As for being able to give Colson four hundred out of five hundred at billiards,--if I choose, and I shall choose, he's simply bound to lose. I don't mean to say that I'm a John Roberts, because I'm not. But I do know how to play, and that in a sense which Colson hasn't even begun to understand. I've heard that Mr. Colson hasn't behaved over well to you. I thought that you'd like to see him taken down a peg or two."

I should. I should have liked to have seen more than one of them taken down a peg or two, though I said nothing of that to Mr. Johns.