"Agatha, I believe you have ruined me."

"Ruined you! Philip, what nonsense are you talking? I insist upon your telling me what you mean. What has that wretched old bag, which would have certainly been dear at twopence, to do with either you or me?"

"I will endeavour to explain. I believe that I stood towards that bag in what the law regards as a fiduciary relation. I was responsible for its safety. Its loss will fall on me."

"The loss of a twopenny-halfpenny bag?"

"It is not a question of the bag, but of its contents."

"What were its contents?"

"It contained a will."

"A will?--a real will? Do you mean to say that you gave me that bag without breathing a word about there being a will inside?"

"I didn't know myself until to-day."

By degrees the tale was told. Mrs. Tranmer's amazement grew and grew. She seemed to have forgotten all about its being time to dress for dinner.