She took the bewildered girl by the arm, and hurried her through the great entrance hall. Then up the wide staircase, and, having left the sharp-eared servants well behind, opened out a battery of eager questions.

"How ever did you get here all by yourself from that little far-away farm of yours?" she demanded. "How—how dared you attempt such a thing, my dear?" she went on, with genuine concern. "You shouldn't have done it. You really shouldn't, without letting me know, so that I could have arranged for your comfort."

They had reached the first floor, and Monica's arm was about the girl's supple waist.

"I never heard of such a thing," she hurried on, pushing open the door of her boudoir. "Weren't you frightened to death? How—how ever did you manage to find this house—you, who've never been away from your prairie home in your life?"

"I—I had to come, mam," Phyllis cried. "I—I hope you're not angry, but I just had to come. I got a letter from—from Frank, and he told me he was never coming back to me, and was going to—to—enlist—or something, in the army of workers and give his life to bettering their lot, and—and a lot of other silly nonsense like that. And—and I just had to come and see you—since I knew that—that you loved him, too."

There were tears crowding the girl's beautiful, appealing eyes as she looked up into Monica's face.

Monica stooped and kissed her quite suddenly. Then she unfastened and removed the unsightly cape and took the offending suit case from her. She laid them aside, and then strove to reassure this child, who, though she had only seen her once before in her life, and only knew her through writing to her, somehow seemed to have become a part of her life.

"I'm so glad you came to me, Phyl," she cried. "There's so much to say—so much for us both to think of. Oh, my dear, my dear, my heart is broken. I don't know what to think, or what to do. My poor, poor boy."

An hour passed. The housekeeper waited to see Mrs. Hendrie in the library, but she did not come. Two hours passed. Monica and Phyllis still remained together in the former's room. As Monica had said, there was much for both to think of. Again she poured out the dreadful story of Frank's disaster. She was thankful, too, for the girl's sympathetic ears. It eased her own feelings, and helped her to think more clearly, which she had not been able to do since receiving Frank's curt note refusing her money. But at last there was nothing more left to tell, and Monica broke down, weeping over the havoc she felt that she alone had wrought.

"Oh, Phyl, Phyl," she cried desperately. "It is all my doing; all through my wretched selfishness. You—even you can't blame my husband. The fault was mine alone."