The business, however, appeared to have come to a stop; no one spoke, and each looked at his neighbour, while the vice-president moved restlessly in his chair, and twiddled his watch chain with uneasy fingers. He coughed, cleared his voice, lifted his eye-glass to his eyes, and let it drop, but still he said nothing, while Ralph looked inquiringly round the board. Several ledgers had been brought in from the bank and lay upon the table, every one open at the page headed, "Ralph Herkimer & Son;" and while he waited, a clerk entered with yet another, containing some further variety of information which he laid before the chairman, opening it and officiously pointing out the desired record, then looking up as he turned to withdraw, his eyes lighted on the president himself, when a guilty flush and a deprecatory glance betrayed that the information he had been presenting bore upon the same point as the rest.
"You appear, gentleman, to be looking into the working of my account," said Ralph, after a further period of silence; "Pray go on, don't mind me! You will find it is a profitable account, perhaps the most profitable in your books. Satisfy yourselves by all means. It is your right. But permit me to say that the time and the manner are not well chosen. There is something not altogether friendly, nor quite above-board, in this way of gratifying your curiosity. Is it honourable, gentleman, or manly, to watch till you get a man's back turned before proceeding to overhaul his account?"
"Strong language, Mr. Herkimer," said several voices at once.
"Most unwarrantable," muttered Jowler.
"It is true, gentlemen, and not a bit stronger than the facts warrant."
"Indeed, Mr. President," said Petitôt blandly--he was noted for a courteous benignity which never failed, so long at least as there remained a chance of the other side's ability to make him regret being otherwise. After that--well, after those others became too weak for it to matter, the world took little heed how he behaved, and he acted accordingly, as pleased him best--brutally, the sufferers called it. "Indeed, Mr. President, you take up the matter too seriously. The accident of your absence when the question arose was a mere coincidence. We are all, I assure you, well aware of the value of your account."
"Should think so," muttered Jowler, pleased to find how quickly they were drifting to the pith of the grievance. "It amounts to half or two-thirds of the bank's capital already, and it promises to swallow up the whole before long."
"Which would not suit you, Jowler," retorted Ralph, sneering assiduously to conceal his wrath, and perhaps his dismay. "But it might be well for the country and for the bank itself, that it should not have any funds to dissipate in the bark business. I say 'dissipate' designedly, gentlemen. I know of four cargoes of cutch and gambler now on the way for this port, with more to follow. Bark prices must collapse, and the less we have to do with the article at present, the better for us. It is well for the country, I consider, that discouragement should arise to stop the reckless destruction of our hemlock forests. If Jowler and his like are allowed their way, we shall not have a hemlock left standing in ten years' time."
"And how much better off is the bank with its tons of plumbago, which cannot be brought to market?" retorted Jowler angrily. "The plumbago paper has been renewed three times already, and the amount increased without the sanction of the board."
"Are we not drifting into a wrangle, gentlemen, and wasting time to no good purpose?" said Mr. Seebright, of the Journal. "The bank settlements are going against us week after week, and the specie reserve is running down. What are we to do? That is the question."