"It is good for the masses," said Paul, with a chuckle. "We, as the present lords of creation—captains of industry—should encourage it for the protection of our railroads, mines, and other glorious monopolies. That is one of the arguments with which the truly great salved their consciences before the French revolution."

Mr. Howard frowned slightly. He knew that Paul was only half in earnest, but the reference to socialism was repellent to him, even though it was rhetorical. Why was he the possessor of twenty millions? Because he had been wiser and more long-sighted than his competitors, because he had used his clear brains to better advantage than other men year after year, planning boldly and executing thoroughly, making few mistakes and taking advantage of every opportunity. Because he had fostered his powers, and controlled his weaknesses. He was rich because, like a true American, he had conquered circumstances and moulded them for his own and the world's profit. Inequalities? Must there not always be inequalities so long as some men were strong and others weak, some courageous and others shiftless? And as for charity, God knew he was willing to do—was trying to do his part to help those who could not or would not help themselves, and to encourage all meritorious undertakings for the relief of human society.

"Yes, we must humor the masses in this as in a thousand matters, and our protection is their protection. I am not disturbed by your insinuation, Paul. Ignorance and sloth and folly and false sentiment would bankrupt mankind in three generations if it were not for the modern captains of industry, as you call them."

Mr. Howard spoke somewhat sternly, as one stating a proposition which was irrefutable and yet was sometimes overlooked by an ungrateful world. "Similarly," he continued, "it is one thing to be unorthodox in one's opinions and to discard as childish articles of faith to which the multitude adhere, another to deny the reality and force of religion. So, though I am a free thinker, if you will, I regard it as no inconsistency to uphold the hands of the church. On the contrary, every thoughtful man must realize that without religion of some sort the human race would become brutes again."

"And your form is to present fifty or a hundred thousand to a hospital or a college whenever you happen to feel like it, which every clergyman will admit to be practical Christianity. You certainly give away barrels of money, father."

"I can afford to." Mr. Howard was pleasantly but not vain-gloriously aware that he had given away a million dollars in the last three years. "In what better way can I share my profits with the public than by entrusting it to trained educators and philanthropists to spend for the common good? A great improvement, young man, on the theory that every man jack of us should be limited to the same wage, and originality, grit, and enterprise be pushed off the face of the earth."

"Nevertheless it is tolerably pleasant to be your son," said Paul, smiling brightly from his post against the mantel-piece.

"Yes. But you have responsibilities as my son, and pray do not imagine that I am blind to them. I have made the money." He paused a moment, for he was looking back along the vista of the years and recalling the succession of shrewd undertakings by which his property had grown from a few thousand dollars to imposing wealth. "I have made the money, and it is for you to keep and increase it—yes, increase it, remember—but to spend it freely and wisely. And if you ask me what is wisely, I can only answer that this is a problem for your generation. If you will only use the same pains in trying to solve it as I have in accumulating the money, you will succeed. You are fond, Paul, of exploiting radical propositions, of which you at heart disapprove, in order to test my self-control. Here is something, young man, to chasten your spirit and keep your imagination busy."

"You see through me, father, don't you? But you'll admit that my familiarity with radical doctrines is a good sign, especially since I recognize their fallacies, for it shows that I sometimes think. Yes, it is a great responsibility, but I wouldn't exchange—not even with Gordon Perry."

"With whom? Ah, yes, I remember; the attorney who was on the foot-ball team with you at Harvard. And why should you consider changing places with him?"