The Undercurrent

by Robert Grant

Having been informed how matters stood, and that there was probably still some small value left in the house over and above the two mortgages, she thought she saw an opportunity to discharge this vital obligation. Accordingly, when she found that the clergyman was still considering means for rescuing her home, she disclosed her theory and her purpose.

"My husband borrowed that money, Mr. Prentiss. He expected to be able to return it. I am sure of this. It was just like him. People think it was something worse because of what was in the newspapers. But, guilty as he was, he would not have done that. This being so, I am anxious to have the mortgages foreclosed, or whatever is necessary done, and to have what is left returned to the woman whose money he borrowed. It was six hundred dollars, and there is the interest. You told me you thought there would be over five hundred left, if the mortgagee was disposed to be reasonable."

Although Mr. Prentiss may have had doubts whether Emil Stuart was entitled to the distinction drawn by his wife, he understood and admired her solicitude. "I see," he said. "I am told that the value of real estate in the neighborhood of your house has improved somewhat, and that you ought to get at least five hundred dollars. But in any event the money which your husband borrowed shall be returned. You need give yourself no further concern as to this; I will see that it is done."

Constance shook her head again. "It wouldn't be the same if anyone else were to pay it," she said directly.

"So it would not. You are right," he replied with equal promptness, admitting the accuracy of her perception, which had confounded his too glib generosity. "Unless you paid it, you would feel that you had no right to consider that the money had been borrowed."

"Though I am certain of it."

"Precisely—precisely. I understood what you desired, and it was unintelligent of me to bungle." A confession of lack of intelligence by Mr. Prentiss signified not merely deliberate self-mortification, but was offered as a tribute to the mental quality of his visitor. He had chosen a word which would have been wasted on or misinterpreted by the ordinary applicant for counsel, that he might let her perceive that he was alive to the nicety of her spiritual intuitions. They were at his house—in his comfortable, attractive library—and he understood now that the object of her call had been conscientious eagerness to discharge this debt. There was nothing for him to do but acquiesce in her requirements, and to thank God for this manifestation of grace. This quiet, simple directness, which separated the right from the wrong with unswerving precision, proceeding from the lips and eyes of this pale but interesting woman in faded garb, was fresh and invigorating testimony to the vitality of the human soul exposed to the stress of sordid, workaday realities and unassisted by the choicer blessings of civilization.

Mr. Prentiss pressed her hand with a new warmth as he bade her good-by. "You must come to see me often," he said. "Not for your needs only, but for mine. It helps me to talk with you. And I shall keep my eye on you and see that you get work."

As the upshot of this conversation, Constance surrendered her house to the mortgagee and received six hundred and fifty dollars for her interest in the equity. The small sum remaining after the claim of Emil's client had been satisfied was supplemented presently by the sale of that portion of the furniture unavailable in the tenement into which she moved, so that she had about a hundred dollars saved from the wreck of her former fortunes. The tenement consisted of two sunny rooms in a new apartment house for people of humble means, built by a real estate investor with progressive business instincts from plans suggested by the Home Beautifying Society of Benham, an aggregation of philanthropic spirits, of which Mrs. Wilson was one of the vice-presidents. Here light, the opportunity for cleanliness, and some modern fixtures, including a fire-escape, were obtainable at a moderate rental; and while the small suites were monotonous from their number and uniformity, their occupants could fitly regard them as a paradise compared with the old-fashioned homes for the poor supervised solely by the dull mercy of unenlightened landlords. Though this was a business enterprise, the owner had felt at liberty even to give some artistic touches to the exterior, and altogether it could be said that the investment represented a model hive of modern workingmen's homes from the point of view of Benham's, and hence American philanthropic commercial aspiration. The structure—Lincoln Chambers, it was called—was on the confines of the poorer section of the city where, owing to the spread of trade, the expansion of the homes of the people was forced further to the south. From two of her windows Constance looked out on vacant lands but half redeemed from the grasp of nature, a prospect littered with the unsightly disorder of a neighborhood in the throes of confiscation by a metropolis; but the mongrel character of the vicinity was to her more than atoned for by the fresh air and the wide expanse of horizon. Her home was on the eighth story—there were ten stories in all—and on the roof there was an arrangement of space for drying clothes which seemed to bring her much closer to the impenetrable blue of the sky. As under the influence of this communion she gave rein to introspection and fancy, her thoughts harbored for the moment chiefly thankfulness. The stress of her plight had been relieved. Discriminating kindness had enabled her to get a fresh hold on life without loss of her self-respect. What mattered it that her social lot must be obscure, and that she had become one of the undistinguishable many whose identity was lost in this towering combination of small and uniform tenements? She had still a roof over her children's heads and a legitimate prospect of being able to support them without accepting the bitter bread of charity. Yes, she had become one of the humblest of human strugglers, but her abounding interest in these two dear possessions made not only her duty plain but her opportunity inspiring and almost golden. The mortification and anguish of the past she would never be able to forget entirely, but she would make the most of this new chance for world-service and happiness.

It had been necessary to sign some papers in order to convey her interest in the equity of her house, and she went for the purpose to the office of the mortgagee's lawyer. He was a young man, somewhat over thirty, with a noticeably frank face and lucid utterance and kind, intelligent eyes. As he handed her the six hundred and fifty dollars it occurred to her that she would like to employ him to satisfy Emil's obligation. She preferred not to have a personal interview with the creditor lest she be obliged to listen to recriminations against her husband, and she was loth to bother Mr. Prentiss. So she broached the matter, stating briefly that it was a debt which her husband had intended to pay before his departure. She had already discovered when the papers were signed that the attorney was aware that she had been deserted, and neither did she supply nor did he seek enlightenment beyond the bare explanation offered. Nevertheless, it was obvious to Constance, despite his professional reserve, that he was alive to the import of the transaction for which she was employing him, and that it had inspired in him more than a mere business interest. There was a gentle deference in his manner which seemed to suggest that he knew he was charged with a delicate mission and that he would fulfil it scrupulously. She liked the straightforward simplicity of his address, which was both emphasized and illuminated by the intelligent, amiable glint of his eyes which indicated independence and humor, as well as probity. As she rose to go, Constance realized that she had forgotten his name, and was on the point of opening the receipt for the money which he had given her, in order to ascertain it, when he reached out and taking some cards from one of the pigeon-holes of his desk handed them to her.