Interest eats night and day, and the more it eats the hungrier it grows. The farmer in debt, lying awake at night, can, if he listens, hear it gnaw. If he owes nothing, he can hear his corn grow. Get out of debt, as soon as you possibly can. You have supported idle avarice and lazy economy long enough.
14. Own Your Own Home
There can be no such thing in the highest sense as a home unless you own it. There must be an incentive to plant trees, to beautify the grounds, to preserve and improve. It elevates a man to own a home. It gives a certain independence, a force of character that is obtained in no other way. A man without a home feels like a passenger. There is in such a man a little of the vagrant. Homes make patriots. He who has sat by his own fireside with wife and children, will defend it. Few men have been patriotic enough to shoulder a musket in defense of a boarding-house. The prosperity and glory of our country depend upon the number of people who are the owners of homes.
15. What to do with the Idlers
Our country is filled with the idle and unemployed, and the great question asking for an answer is: What shall be done with these men? What shall these men do? To this there is but one answer: They must cultivate the soil. Farming must be more attractive. Those who work the land must have an honest pride in their business. They must educate their children to cultivate the soil.
16. Farm-Life Lonely
I say again, if you want more men and women on the farms, something must be done to make farm-life pleasant. One great difficulty is that the farm is lonely. People write about the pleasures of solitude, but they are found only in books. He who lives long alone, becomes insane.