This was a cruel jest, considering the quality of Adelle's one poor little serge dress which she had on, and she took it quite literally. While absorbing the idea that she must make her clothes go as far as possible, she made no remark.

"The property that we hold in trust for you until you shall become of age," the president resumed more seriously, "is not yet in such condition that we can tell you exactly how much it will amount to. But it is safe to say that all your reasonable needs will be provided for. You'll never have to worry about money!"

He congratulated himself upon the happy phrasing of his announcement. It was cautiously vague, and yet must relieve the little girl of all apprehension or worry. Adelle made no response. For a Clark to be told that there was no need to worry over money was too astounding for belief.

"Now," said the president, who felt that he had done everything called for in the situation, "I will leave Mr. Gardiner to explain all the details to you. I hope you will enjoy your new school.... Whenever you are in the city, come in and see us!"

He shook the little girl's hand and went off with his good-looking young assistant, whose sharp glances had made Adelle shyer than ever. The two men smiled as they went out, as though they were saying to themselves,—"Queer little piece to have all that money!"

Mr. Gardiner took a great many words to explain to Adelle that her guardians had thought it best "after due consideration" to send her to an excellent boarding-school for young ladies—Herndon Hall. He rolled the name with an unction he had learned from his wife. Herndon Hall, it seemed, was in a neighboring State, not far from the great city of New York, and Adelle must prepare herself for her first long railroad journey. She would not have to take this alone, however, for Miss Thompson, the head teacher, had telephoned the trust company that she herself would be in B—— on the following Friday and would escort Miss Clark to the Hall. Adelle could be ready, of course, by Friday.

Here Adelle demurred. There were the roomers—what would happen to them? And the old Church Street house—what was to become of the house? The banker waved aside these practical woman's considerations with a smile. Some one would be sent out from the trust company to look after all such unimportant matters. So, intimidated rather than persuaded, Adelle left the trust company building to prepare herself for her new life that was to begin on the following Friday noon.

They were accustomed to doing large things in the Washington Trust Company, and of course they did small things in a large way. But the little orphan's fate had really been the subject of more consideration than might possibly be inferred from the foregoing. The school matter had been carefully canvassed among the officers of the company. Mr. Gardiner had expressed some doubts as to the wisdom of sending Adelle at once to a large, fashionable school, even if she had the money to pay for it. Vague glimmerings of reason as to what really might make for the little girl's happiness in life troubled him, even after his wife's unhesitating verdict. But President West had no doubts whatever and easily bore down his scruples. He belonged to a slightly superior class socially and did not hold Herndon Hall in the same awe in which it was regarded in the Gardiner household. His daughters had friends who had got what education they had under Miss Annette Thompson and had married well afterwards and "taken a good position in society," which was really the important thing. Miss Thompson herself was of a very good New York family,—he had known her father who had been something of a figure in finance until the crash of ninety-three,—and the head of Herndon Hall was reputed to have an excellent "formative" influence upon her girls. And certainly that raw little specimen who had presented herself in his office needed all the "formative influence" she could get!

"We must give her the best," he pronounced easily, "for she is likely to be a rich woman some day."

It may be seen that President West agreed with Mrs. Gardiner's practical interpretation of the catechism. After his interview with Adelle he said to the trust officer,—"She needs—everything! Herndon Hall will be the very thing for her—will teach her what a girl in her position ought to know."