They saved nothing, of course. Few Americans of their class ever save. They were young, and the future seemed large. Living in New York was horribly expensive, as every one was saying, and it was worse the more they got to know people and had their own little place to keep in the world. It seemed to Milly hard that such perfectly nice people as they were should be so cramped for the means to enjoy the opportunities that came to them. The first year they spent only five thousand dollars and paid something towards the huge loan on their apartment. The second year it was seven thousand and they paid nothing, and the third year they started at a rate of ten thousand dollars. The figures were really small when one considered what the other people they knew were spending. Bragdon began to suspect that here was the trouble—they didn't know any poor people! Milly said they "barely lived," as it was. Of course there were good people who got along on three or four thousand dollars a year and even indulged occasionally in a child or two—professors and young painters and that sort. Milly could not see how it was done,—probably in ghastly apartments out in the hinterland, like the Reddons. The newspapers advertised astonishing bargains in houses, but they were always in fantastically named suburban places, "within commuting distance." One had to live where one's friends could get to you, or go without people, Milly observed.
Husband and wife discussed all this, as every one did. The cost of living, the best way of meeting the problem, whether by city or suburb or country, was the most frequent topic of conversation in all circles, altogether crowding out the weather and scandal. At first Jack was severe about the leaping scale of expenditure and inclined to hold his wife accountable for it as "extravagance." He would even talk of giving up their pretty home and going to some impossible suburb,—"and all that nonsense," as Milly put it to her closest friend, Hazel Fredericks. But Milly always proved to him that they could not do better and "get anything out of life." So in the position of one who is sliding down hill in a sandy soil, he saw that it was useless to stick his feet in and hold on—he must instead learn to plunge and leap and thus make progress. And he did what every one was doing,—tried to make more money. It was easy, seemingly, in this tumultuous New York to make money "on the side." There were many chances of what he cynically called "artistic graft,"—editing, articles, and illustration. One had merely to put out a hand and strip the fat branches of the laden tree. It was killing to creative work, but it was much easier than sordid discussion of budget with one's wife. For the American husband is ashamed to confess poverty to the wife of his bosom.
Milly, perceiving this power of money-getting on her husband's part, did not take very seriously his complaints of their expenditure. Even when they were in debt, as they usually were, she was sure it would come out right in the end. It always had. Jack had found a way to make the extra sums needed to wipe out the accumulation of bills. Bragdon might feel misgivings, but he was too busy these days in the gymnastic performance of keeping his feet from the sliding sand to indulge in long reflection. Perhaps, in a mood of depression, induced by grippe or the coming on of languid spring days, he would say, "Milly, let's quit this game—it's no good—you don't get anywhere!"
Milly, recognizing the symptoms, would bring him a cocktail, prepared by her own skilful hand and murmur sweetly,—
"What would you like to do?"
This was her rôle of wife, submissive to the "head of the house."
That archaic phrase, which Milly used with a malicious pompousness when she wished to "put something hard up" to her lord, was of course an ironical misnomer in this modern household. In the first place there was no house, which demanded the service and the protection of a strong male,—merely a partitioned-off corner in a ten-story brick box, where no man was necessary even to shake the furnace or lock the front door. It was "house" only symbolically, and within its limited space the minimum of necessary service was performed by hirelings (engaged by the mistress and under her orders). Almost all the necessities for existence were manufactured outside and paid for at the end of each month (supposably) by the mistress with little colored slips of paper called cheques. In the modern world the function of the honorable head of the house had thus been reduced to providing the banking deposit necessary for the little strips of colored paper. He had been gradually relieved of all other duties, stripped of his honors, and become Bank Account. The woman was the real head of the house because she controlled the expenditures.
"I draw all the cheques," Hazel Fredericks explained to Milly, "even for Stanny's club bills—at is so much easier."
That was the perfect thing, Milly thought, forgetting that she had once tried this plan with disastrous results and had returned to the allowance system with relief. Most men, she felt, were tyrannical and arbitrary by nature, especially in money matters, or as she sometimes called her husband,—"Turks." She often discussed the relation of the sexes in marriage with Hazel Fredericks, who had "modern" views and leant her books on the woman movement and suffrage. Although she instinctively disliked "strong-minded women," she felt there was great injustice in the present situation between men and women. "It is a man's-world," became one of her favorite axioms. She could not deny that her husband was kind,—she often boasted of his generosity to her friends,—and she knew that he spent very little on his own pleasures: whatever there was the family had it. But it always humiliated her to go to him for money, when she was behind, and in his sterner moods try to coax it from him. This was the way women had always been forced to do with their masters, and it was, of course, all wrong: it classed the wife with "horrid" women, who made men pay them for their complaisance.