(The cashier at the bank told me afterward that Hardman made such a fuss when he went to cash his check that they actually had to hand him out six thousand dollars in gold coin.)

The preacher man had no more than crawled out with profuse words of thanks than I had another caller. This time it was a young doctor of my acquaintance. He was trying to put on an indifferent air, as if he had been used to financial crises all his life. He had his doubts in his eyes, however, and I took him into my confidence.

"If you possibly can, stick to what you have got. It may take a long time for prices to get back to the right place, but this tumble is only temporary. Have faith—faith in your judgment, faith in your country!"

I knew something of his story, of the hard fight he had made to get his education, of his marriage and his wife's sickness, with success always put off into the future. He had brought me his scrapings and savings, and I had made the most of them.

When at last the doctor had gone away somewhat reassured, I sat down to think. There were a good many others like these two—little people or well-to-do, who had put their faith in me and had trusted their money to my enterprises. Not much, each one; but in every case a cruel sum to lose. They had brought me their savings, their legacies, because they knew me or had heard that I had made money rapidly. Could I leave them now?

It was a messenger boy with a delayed telegram.

I might be willing to go off to Cuba and see my own fortune fade into smoke. But how about their money? No—it was not a simple thing just to go broke by one's self. To-morrow my office would be crowded by these followers, and there would be letters and telegrams from those who couldn't get there. So back to the old problem! I rested my head on my hands and went over in my mind the situation, the amount of my loans, the eternal question of credit—where to get a handhold to stay me while the whirlwind passed, as I knew it must pass.

Hour after hour I wrestled with myself. Ordinarily I could close my eyes on any danger and get the sleep that Nature owes every hard-working sinner. But not to-night. I sat with my hands locked, thinking. Along about midnight there sounded in the silent house a ring at the door-bell: it was a messenger boy with a delayed telegram. I tore it open and read:—