"Ah!" said I to myself, "things are now coming to a crisis; he is making an assignment."

The gentleman of the law and the broker took their departure, and Mr. Periwinkle Smith gave me a hard look. I began to suspect what he was thinking of; he was perhaps looking for me to make a declaration in relation to his fair daughter.

That he might not be troubled with such expectation long, I instantly opened my business, and gave him to understand I came to make proposals (he opened his eyes and grinned) for his house (he looked astounded), which, I had heard, he was about to dispose of.

"Indeed!" said he, and then fell to musing a while. "Pray, Mr. Dawkins," said he, "who sent you upon this wise errand?"

I did not like his tone, but I answered I came on the part of my uncle, Samuel Wilkins, of Wilkinsbury Hall—for I thought it as well to make my kinsman's name sound lordly.

"Very good," said he; "but what made you suppose I intended to sell my property?"

I liked this question still less than the other, and mumbled out something about common report, "and the general talk of my acquaintance."

"Ah!" said he, "now I understand," giving me a grin which I did not. "Let us be frank with one another. There was something said about 'mortgages,' was there not?—a heavy weight on my poor estate?"

Thinking it was useless to mince the matter, I acknowledged that such was the report.

"And it is from the influence of that report I am to understand some of the peculiarities of your—that is to say, it is to that I am to attribute your present application? Really, Mr. Dawkins, I am afraid I can't oblige you; my house I like very well, and—But I'll admit you to a little secret;" and smiling with great suavity, he laid his hand on a pile of papers. "Here," said he, "are mortgages, and other bonds, to the amount of some seventy thousand dollars; they are my property, and not mortgages on my property. The truth is (and, as you are an old friend, I don't scruple to tell you), that having a little loose cash which I did not know what to do with, I took the advice of a friend, and invested it in the form in which you now see it, and I believe it is very safe. The story of the mortgages was quite true, only it was told the wrong way."