He went back through the area, entered his studio and dressed in his shabby street clothes.

The cheque was still lying on a small table where Cleland had placed it at his request. And now he picked it up, dipped a rusty pen into an ink-bottle, and indorsed the cheque, making it payable to Anne O'Hara. Then he took his straw hat and went out.

The girl was waiting.

"Anne," he said, "I want you to read what's written on this pretty perforated piece of paper." He held it so that the electric light fell on it.

"Is it good?" she asked in an awed voice.

"Perfectly." He turned the cheque over and showed her the indorsement.

She found her voice presently:

"What are you putting over on me?"

He said:

"I'd give this cheque to you now, but it wouldn't be any good when the banks open to-morrow."