Then Mr. Hope interposed. “You propose to me to take up your account, which you will remove from the Bank of New Guinea. You are aware that there is considerable risk.”
(“Hang it!” Mr. Stamford told himself; “I have heard that surely before. I know what you are going to say now. But why do you all, you financiers, like to keep an unlucky devil so on the tenter-hooks?”)
Mr. Hope went on quietly and rather sonorously. “Yes! there has been a large amount of forced realisation going on of late. Banks are tightening fast. The rainfall of the interior has been exceptionally bad. I think it probable that the Bank of New Guinea has none too good an opinion of your account. But I always back my own theory in finance. I have great reason to believe, Mr. Stamford, that heavy rain will fall within the next month or two. I have watched the weather signs carefully of late years. I am taking—during this season, at any rate—a strong lead in wool and stock, which I expect to rise. Everything is extremely low at present—ruinously so, the season disastrously dry. But from these very dry seasons I foretell a change which must be for the better. I have much pleasure in stating that the Austral Agency Company will take up your account, Mr. Stamford, and carry you on for two years at the same rate of interest you have been paying.”
Mr. Stamford made a commencement of thanking him, or at least of expressing his entire satisfaction with the new arrangement; but, curious to relate, he could not speak. The mental strain had been too great. The uncertain footing to which he had so long been clinging between ruin and comparative safety had rendered his brain dizzy.
He had been afraid to picture the next scene of the tragedy, when the fatal fiat of the Bank Autocrat should have gone forth,—the wrench of parting from the dear old place they had all loved so well. The unpretending, but still commodious dwelling to which he had brought his fond, true wife, while yet a young mother. The garden in which they had planted so many a tree, so many a flower together. The unchecked freedom of station life, with its general tone of abundance and liberality. All these surroundings and comforts were to be exchanged—if things were not arranged—for what? For a small house in town, for a lower—how much lower!—standard of life and society, perhaps even for poverty and privation, which it would cut him to the heart to see shared by those patient exiles from their pastoral Eden.
When Mr. Stamford had sufficiently recovered himself he thanked Mr. Hope with somewhat unaccustomed fervour, for he was an undemonstrative man, reserved as to his deeper feelings. But the manager of the Austral Agency Company would not accept thanks. “It may wear the appearance of a kindness, but it is not so in reality,” he said. “Do not mistake me. It is a hard thing to say, but if it seemed such to me, it would be my duty not to do it. It is the merest matter of calculation. I am glad, of course, if it falls in with your convenience.”
Here he looked kindly at his client—for such he had become—as if he fain would have convinced him of his stern utilitarian temperament. But, as he had remarked before, Mr. Hope’s eyes and his sentiments contradicted one another.
“You have saved my home, the valued outcome of many a year’s hard work—it may be my life also. That is all. And I’m not to thank you? Do not talk in so cold-blooded a manner; I cannot bear it.”
“My dear sir,” said Mr. Hope, with calm, half-pitying expression, “I am afraid you are not a particularly good man of business. It is as unfair to praise me now for ‘carrying you on’ for another year or two, as it will be to blame me for selling you up some fine day, if I am compelled to do so.”
“Anyhow, it is a reprieve from execution. When shall I call again?”