She would declare her intention of choosing for herself. She knew that she was, or would be, very rich,—(her father used to tell her so at every turn)—she was a "fine catch." The sons of the distinguished families of the country were already courting her, setting a wide white net of flattery and cunning snares to catch the little silver fish. But it looked as though the fish would elude them all: for Antoinette saw all their tricks, and laughed at them: she was quite ready to be caught, but not against her will. She had already made up her mind to marry.
The noble family of the district—(there is generally one noble family to every district, claiming descent from the ancient lords of the province, though generally its origin goes no farther back than some purchaser of the national estates, some commissary of the eighteenth century, or some Napoleonic army-contractor)—the Bonnivets, who lived some few miles away from the town, in a castle with tall towers with gleaming slates, surrounded by vast woods, in which were innumerable fish-ponds, themselves proposed for the hand of Mademoiselle Jeannin. Young Bonnivet was very assiduous in his courtship of Antoinette. He was a handsome boy, rather stout and heavy for his age, who did nothing but hunt and eat, and drink and sleep: he could ride, dance, had charming manners, and was not more stupid than other young men. He would ride into the town, or drive in his buggy and call on the banker, on some business pretext: and sometimes he would bring some game or a bouquet of flowers for the ladies. He would seize the opportunity to pay court to Antoinette. They would walk in the garden together. He would pay her lumbering compliments, and pull his mustache, and make jokes, and make his spurs clatter on the tiles of the terrace. Antoinette thought him charming. Her pride and her affections were both tickled. She would swim in those first sweet hours of young love. Olivier detested the young squire, because he was strong, heavy, brutal, had a loud laugh, and hands that gripped like a vise, and a disdainful trick of always calling him: "Boy …" and pinching his cheeks. He detested him above all,—without knowing it,—because he dared to love his sister: … his sister, his very own, his, and she could not belong to any one else!…
* * * * *
Disaster came. Sooner or later there must come a crisis in the lives of the old middle-class families which for centuries have vegetated in the same little corner of the earth, and have sucked it dry. They sleep in peace, and think themselves as eternal as the earth that bears them. But the soil beneath them is dry and dead, their roots are sapped: just the blow of an ax, and down they come. Then they talk of accidents and unforeseen misfortunes. There would have been no accident if there had been more strength in the tree: or, at least, would have been no more than a sudden storm, wrenching away a few branches, but never shaking the tree.
Antoine Jeannin was weak, trustful, and a little vain. He loved to throw dust in people's eyes, and easily confounded "seeming" and "being." He spent recklessly, though his extravagance, moderated by fits of remorse as the result of the age-old habit of economy—(he would fling away pounds, and haggle over a farthing)—never seriously impaired his capital. He was not very cautious in business either. He never refused to lend money to his friends: and it was not difficult to be a friend of his. He did not always trouble to ask for a receipt: he kept a rough account of what was owing to him, and never asked for payment before it was offered him. He believed in the good faith of other men, and supposed that they would believe in his own. He was much more timid than his jocular, easy-going manners led people to suppose. He would never have dared to refuse certain importunate borrowers, or to let his doubts of their solvency appear. That arose from a mixture of kindness and pusillanimity. He did not wish to offend anybody, and he was afraid of being insulted. So he was always giving way. And, by way of carrying it off, he would lend with alacrity, as though his debtors were doing him a service by borrowing his money. And he was not far from believing it; his vanity and optimism had no difficulty in persuading him that every business he touched was good business.
Such ways of dealing were not calculated to alienate the sympathies of his debtors: he was adored by the peasants, who knew that they could always count on his good nature, and never hesitated to resort to him. But the gratitude of men—even of honest men—is a fruit that must be gathered in good season. If it is left too long upon the tree, it quickly rots. After a few months M. Jeannin's debtors would begin to think that his assistance was their right: and they were even inclined to think that, as M. Jeannin had been so glad to help them, it must have been to his interest to do so. The best of them considered themselves discharged—if not of the debt, at least of the obligation of gratitude—by the present of a hare they had killed, or a basket of eggs from their fowlyard, which they would come and offer to the banker on the day of the great fair of the year.
As hitherto only small sums had been lent, and M. Jeannin had only had to do with fairly honest people, there were no very awkward consequences: the loss of money—of which the banker never breathed a word to a soul—was very small. But it was a very different matter when M. Jeannin knocked up against a certain company promoter who was launching a great industrial concern, and had got wind of the banker's easy-going ways and financial resources. This gentleman, who wore the ribbon of the Legion of Honor, and pretended to be intimate with two or three Ministers, an Archbishop, an assortment of senators, and various celebrities of the literary and financial world, and to be in touch with an omnipotent newspaper, had a very imposing manner, and most adroitly assumed the authoritative and familiar tone most calculated to impress his man. By way of introduction and recommendation, with a clumsiness which would have aroused the suspicions of a quicker man than M. Jeannin, he produced certain ordinary complimentary letters which he had received from the illustrious persons of his acquaintance, asking him to dinner, or thanking him for some invitation they had received: for it is well known that the French are never niggardly with such epistolary small change, nor particularly chary of shaking hands with, and accepting invitations from, an individual whom they have only known for an hour—provided only that he amuses them and does not ask them for money: and even as regards that, there are many who would not refuse to lend their new friend money so long as others did the same. And it would be a poor lookout for a clever man bent on relieving his neighbor of his superfluous money if he could not find a sheep who could be induced to jump the fence so that all the rest would follow.—If other sheep had not taken the fence before him, M. Jeannin would have been the first. He was of the woolly tribe which is made to be fleeced. He was seduced by his visitor's exalted connections, his fluency and his trick of flattery, and also by the first fine results of his advice. He only risked a little at first, and won: then he risked much: finally he risked all: not only his own money, but that of his clients as well. He did not tell them about it: he was sure he would win: he wanted to overwhelm them with the great thing he had done for them.
The venture collapsed. He heard of it indirectly through one of his Parisian correspondents who happened to mention the new crash, without ever dreaming that Jeannin was one of the victims: for the banker had not said a word to anybody: with incredible irresponsibility, he had not taken the trouble—even avoided—asking the advice of men who were in a position to give him information: he had done the whole thing secretly, in the infatuated belief in his infallible common sense, and he had been satisfied with the vaguest knowledge of what he was doing. There are such moments of aberration in life: moments, it would seem, when a man is marked out for ruin, when he is fearful lest any one should come to his aid, when he avoids all advice that might save him, hides away, and rushes headlong, madly, shaking himself free for the fatal plunge.
M. Jeannin rushed to the station, utterly sick at heart, and took train for Paris. He went to look for his man. He flattered himself with the hope that the news might be false, or, at least, exaggerated. Naturally he did not find the fellow, and received further news of the collapse, which was as complete as possible. He returned distracted, and said nothing. No one had any idea of it yet. He tried to gain a few weeks, a few days. In his incurable optimism, he tried hard to believe that he would find a way to make good, if not his own losses, at least those of his clients. He tried various expedients, with a clumsy haste which would have removed any chance of succeeding that he might have had. He tried to borrow, but was everywhere refused. In his despair, he staked the little he had left on wildly speculative ventures, and lost it all. From that moment there was a complete change in his character. He relapsed into an alarming state of terror: still he said nothing: but he was bitter, violent, harsh, horribly sad. But still, when he was with strangers, he affected his old gaiety; but no one could fail to see the change in him: it was attributed to his health. With his family he was less guarded: and they saw at once that he was concealing some serious trouble. They hardly knew him. Sometimes he would burst into a room and ransack a desk, flinging all the papers higgledy-piggledy on to the floor, and flying into a frenzy because he could not find what he was looking for, or because some one offered to help him. Then he would stand stock still in the middle of it all, and when they asked him what he was looking for, he did not know himself. He seemed to have lost all interest in his family: or he would kiss them with tears in his eyes. He could not sleep. He could not eat.
Madame Jeannin saw that they were on the eve of a catastrophe: but she had never taken any part in her husband's affairs, and did not understand them. She questioned him: he repulsed her brutally: and, hurt in her pride, she did not persist. But she trembled, without knowing why.