"His servants don't seem to love him," went on Olivia. "They serve him well, because it is their interest to do so, but even Mrs. Crampton, who has been with him twenty years, does not dare to contradict him."

"Anyhow, he is liberal to us," returned Marcus, patting his waistcoat pocket, for he had that morning received his first cheque.

Marcus's first act had been to go to the coal merchant and order in a ton of excellent coal, then he had gone home and told his wife in a peremptory tone to put on her hat and jacket.

"I am going to take you to Harvey and Phelps to get a new dress and jacket," he said, severely. "I am not going to put up with that rusty old serge any longer," and Olivia had remonstrated in vain against such extravagance.

It was all very well to blow bubbles and furnish Kempton Lodge from garret to basement, but when it came to spending Marcus's first cheque——!

"Marcus, dear," she said, imploringly, "my old dress is quite tidy. I put new braid round it yesterday, and I would so much rather you got a new great-coat. Even Aunt Madge noticed that your present one was dreadfully shabby."

"Of course I shall get a new coat too," returned Dr. Luttrell, coolly. Then at the thought of this lavishness Olivia was stricken dumb.

Marcus made his purchases with great discretion; the grey tweed and warm jacket to match suited Olivia's tall supple figure perfectly—he had a momentary debate with himself before he ventured on a modest black straw hat with velvet trimmings, but in the end the order was given.

"Oh, Marcus, how could you!" exclaimed Olivia, who was at fever point by this time.

"Hold your tongue, Livy!" returned Marcus, good-humouredly. "I mean my wife to be well-dressed for once in her life. Now I must go to the tailor's for that great-coat. There won't be much of Mr. Gaythorne's cheque left by the time I get home. We shall want the balance for Christmas groceries."