When in Europe with the increase of industries the number of accidents and “professional diseases” swelled in proportion, some philanthropists and economists, interested in the welfare of their fellow-citizens and convinced that every life saved is a national asset, became alarmed and searched for means to prevent such calamities. When in 1855 the first World’s Exposition was held at Paris, it had a special department in which were exhibited inventions for the safety of working people. Later on a permanent “Musée social” was established.
Since then similar institutions have been opened in Berlin, Munich, Vienna, Amsterdam, Brussels, Zurich, Copenhagen, Stockholm, Budapest, Milan, Moscow, and several other places. These museums contain the latest and most select inventions for the restriction of accidents and in the interest of industrial hygiene. And as all exhibits are arranged in separate groups according to the various professions, every manufacturer and every working man and woman can inform himself without loss of time about all new inventions relating to his special trade.
Perhaps the most comprehensive and most scientific of these museums is that of Charlottenburg, a suburb of Berlin. Its wonderfully interesting character is evident from the moment one enters the magnificent building, which occupies a whole city block. There are long rows of figures equipped with the various types of masks and helmets used by miners, divers, fire-fighters, and laborers, working in rooms filled with poisonous gases, dust, or irrespirable smoke. There are all the implements and attachments for the protection of persons working on men-killing machines.
There are casts in plaster and reproductions in wax illustrating all the dreadful skin diseases and deformities of the limbs, by which the laborers engaged in certain industries become afflicted. Other exhibits illustrate what measures should be taken for the improvement of the conditions of the working classes; how to furnish the best nourishment at the lowest cost; how to settle laborers in pleasant colonies, and how to treat those, who have become sick or afflicted with industrial diseases.
Among the most important exhibits are the statistics of three institutions provided for all persons employed in workshops and factories.
Germany was first among the nations to recognize the need of reforms in the social conditions of the working classes. Before 1870 wages had been low, and many of the evils that developed in other industrial countries had spread to Germany. Believing that the working classes have a right to be considered by the State the Government in 1881 initiated the era of “State social politics,” which brought about an enormous change in the condition of the working classes. Besides many reforms in regard to the length of the working hours and to women’s and children’s labor, this State socialism provided for three important institutions: first, a compulsory insurance against sickness; second, a compulsory insurance against accidents; third, a compulsory insurance against invalidity and old age.
To the funds of the first class all laborers earning less than 2000 marks a year must pay two-thirds, and the employer one-third of the weekly premiums. In case of sickness, the insured person receives half the amount for twenty-six weeks. Doctors, hospitals and medicines are free. In 1913 14,555,609 laborers, men and women, were protected in this way. Many poor mothers were supported for several weeks before and after confinement. To prevent sickness, especially tuberculosis, the institution supported numbers of sanitariums and recreation homes, where thousands of people, who would otherwise have perished, regained their health.
The insurance fees against accidents had to be paid entirely by the employer. In case of an accident, it was not the employer in whose factory it had happened who was held responsible, but the whole group of employers in the same branch of industry. Every group was compelled to establish an insurance company. In 1913 there were 25,800,000 men and women thus protected. An injured laborer received, during the time of his disability, two-thirds of his wages, also free medical treatment. In case of his death the family received at once fifteen per cent. of his annual wages and an annual support of sixty per cent. As the employers naturally wish to keep the amount of expenses as low as possible, this kind of compulsory insurance greatly stimulated the invention and institution of measures by which accidents may be prevented.
The premiums for the insurance against invalidity and old age were paid half by the employees and half by the employer. Support was given to invalids without regard to age, and to persons above seventy years. To every lawful pension the Government contributed 50 marks. In 1914 16,551,500 people were protected by this insurance. In the one year of 1913, the amount distributed among needy people by these three branches of insurance was 775,000,000 marks. The miners of Germany were protected by similar institutions. The splendid results of such compulsory insurance induced the Government to prepare a special insurance for widows and orphans. It may be mentioned that the management of these insurance companies was entirely in the hands of the working classes and the employers.
All in all, the “Permanent Expositions for the Welfare of the Working Classes,” as they exist in Berlin and in other European capitals, demonstrate what intelligent nations can do for the protection and the welfare of their laborers. How many millions of useful lives have been saved by the inventions brought here to the knowledge of the public, and what vast amounts of suffering, sorrow and tears have been averted, we can only guess.