From what he said, one gathered how immense an influence Mrs. Reiver held over him, and how thoroughly he felt for his own lapse. His whisperings cannot, of course, be put down here; but they were very instructive as showing the errors of his estimates..........

When the trouble was over, and his few acquaintances were pitying him for the bad attack of jungle-fever that had so pulled him down, Moriarty swore a big oath to himself and went abroad again with Mrs. Reiver till the end of the season, adoring her in a quiet and deferential way as an angel from heaven. Later on he took to riding—not hacking, but honest riding—which was good proof that he was improving, and you could slam doors behind him without his jumping to his feet with a gasp. That, again, was hopeful.

How he kept his oath, and what it cost him in the beginning, nobody knows. He certainly managed to compass the hardest thing that a man who has drank heavily can do. He took his peg and wine at dinner, but he never drank alone, and never let what he drank have the least hold on him.

Once he told a bosom-friend the story of his great trouble, and how the “influence of a pure honest woman, and an angel as well” had saved him. When the man—startled at anything good being laid to Mrs. Reiver's door—laughed, it cost him Moriarty's friendship.

Moriarty, who is married now to a woman ten thousand times better than Mrs. Reiver—a woman who believes that there is no man on earth as good and clever as her husband—will go down to his grave vowing and protesting that Mrs. Reiver saved him from ruin in both worlds.

That she knew anything of Moriarty's weakness nobody believed for a moment. That she would have cut him dead, thrown him over, and acquainted all her friends with her discovery, if she had known of it, nobody who knew her doubted for an instant.

oriarty thought her something she never was, and in that belief saved himself. Which was just as good as though she had been everything that he had imagined.

But the question is, what claim will Mrs. Reiver have to the credit of Moriarty's salvation, when her day of reckoning comes?

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A BANK FRAUD.