"Tut, tut! Looks are not of much account. People's ways are more than faces. It was their ways I was thinking of, Mrs. Brown."

"But you mentioned looks too, and it was looks I spoke about. As to ways, they are very unlike one another."

"Ay, you have it right this time. Mr. Burton is the elder brother with large means. Mr. James is the younger with far less means, though he must have a tidy income too. See how Mr. Burton uses his. Lives in such a quiet way, keeps very little company, and what he has of a sort most gentlemen wouldn't mind about. He cannot spend a quarter of his income. I say it isn't right. A man that has money ought to spend it for the good of his neighbours and to encourage business. That's what I say. His money is a talent, and it was never given him to hide away and do no good with."

"Perhaps he may have a reason for living quietly. All gentlemen do not care for great parties and a deal of show," replied Mrs. Brown. "Very likely he gives—"

Mr. Duff had not patience to hear the rest. With a look of pity for Mrs. Brown, and scorn at the idea of Mr. Burton's imaginary generosity, he exclaimed: "He give away his money! Not he, indeed. He's too close fisted for that; and it is his love of money that makes him hoard what it is his Christian duty to spend."

Mr. Duff brought his hand down on the counter with such a thump, that he made little Mrs. Brown start and colour, as she said, "Dear, how you startled me! I'm a little bit out of sorts, through losing my night's rest, and a trifle puts me about."

The baker apologised, and hoped there was nobody ill at Mrs. Brown's.

"It's only baby that is restless o' nights just now. She's about her teeth," she replied.

"I get so angry when I think of the good that man might do with his money, that I'm afraid I forget myself," said Mr. Duff. "Now I'll just give you a sample of those two gentlemen, and it was only yesterday I witnessed the whole affair. Mr. Burton was coming along in his steady, plodding way, never so much as giving a 'good-day' to anybody, when old Ann Willis hobbled towards him and asked him for a copper. He shook his head at the poor old body and went on his way.

"Just after, Mr. James came by, and old Ann never looked at him. I suppose she thought, if the rich brother had nothing to spare, the poorer one was certain not to have a penny handy. Would you believe it? Mr. James did not want to be asked, but he out with a sixpence and gave it to Ann, with as pleasant a look as I ever wish to see."