In London, the Cutlers' Company was chartered in 1415, the Haberdashers' Company in 1417, the Grocers' Company in 1428, the Drapers' and Cordwainers' companies in 1429, the Vintners' and Brewers' companies in 1437, the Leathersellers' Company in 1444, the Girdlers' Company in 1448, the Armourers' and Brassiers' companies in 1453, the Barbers' Company in 1461, the Tallow Chandlers' Company in 1462, the Ironmongers' Company in 1464, the Dyers' Company in 1471, the Musicians' Company in 1472, the Carpenters' Company in 1477, the Cooks' Company in 1481, and the Waxchandlers' Company in 1483. The Fishmongers, which had been chartered in 1399, were incorporated in 1433, the Cordwainers in 1439, and the Pewterers in 1468.
There were craft guilds in the towns, at least 65 in London. In fact, every London trade of twenty men had its own guild. The guild secured good work for its members and the members maintained the reputation of the work standards of the guild. Bad work was punished and night work prohibited as leading to bad work. The guild exercised moral control over its members and provided sickness and death benefits for them. There was much overlapping in the two forms of association: the craft guild and the religious fraternity. Apprentices were taken in to assure an adequate supply of competent workers for the future. The standard indenture of an apprentice bound him to live in his master's house, to serve him diligently, obey reasonable commands, keep his master's secrets, protect him from injury, abstain from dice, cards and haunting of taverns, not marry, commit no fornication, nor absent himself without permission. In return the master undertook to provide the boy or girl with bed, board, and lodging and to instruct him or her in the trade, craft, or mystery. When these apprentices had enough training they were made journeymen with a higher rate of pay. Journeymen traveled to see the work of their craft in other towns. Those journeymen rising to master had the highest pay rate.
Occupations free of guild restrictions included horse dealers, marbelers, bookbinders, jewelers, organ makers, feathermongers, pie makers, basket makers, mirrorers, quilters, and parchment makers. Non-citizens of London could not be prevented from selling leather, metalwares, hay, meat, fruit, vegetables, butter, cheese, poultry, and fish from their boats, though they had to sell in the morning and sell all their goods before the market closed.
In the towns, many married women had independent businesses and wives also played an active part in the businesses of their husbands. Wives of well-to-do London merchants embroidered, sewed jewelry onto clothes, and made silk garments. Widows often continued in their husband's businesses, such as managing a large import-export trade, tailoring, brewing, and metal shop. Socially lower women often ran their own breweries, bakeries, and taverns. It was possible for wives to be free burgesses in their own right in some towns.
Some ladies were patrons of writers. Some women were active in prison reform in matters of reviews to insure that no man was in gaol without due cause, overcharges for bed and board, brutality, and regulation of prisoners being placed in irons. Many men and women left money in their wills for food and clothing for prisoners, especially debtors. Wills often left one-third of the wealth to the church, the poor, prisoners, infirmaries, young girls' education; road, wall, and bridge repair; water supply, markets and almshouses. Some infirmaries were for the insane, who were generally thought to be possessed by the devil or demons. Their treatment was usually by scourging the demons out of their body by flogging. If this didn't work, torture could be used to drive the demons from the body.
The guilds were being replaced by associations for the investment of capital. In associations, journeymen were losing their chance of rising to be a master. Competition among associations was starting to supplant custom as the mainspring of trade.
The cloth exporters, who were mostly mercers, were unregulated and banded together for mutual support and protection under the name of Merchant Adventurers of London. The Merchant Adventurers was chartered in 1407. It was the first and a prototype of regulated companies. That is the company regulated the trade. Each merchant could ship on his own a certain number of cloths each year (the number depending on the length of his membership in the company) and sell them himself or by his factor at the place where the company had privileges of market. Strict rules governed the conduct of each member. He was to make sales only at certain hours on specified days. All disagreements were to be settled by the company's governor, or his deputy in residence, and those officials dealt with such disputes as arose between members of the company and continental officials and buyers. A share in the ownership of one of their vessels was a common form of investment by prosperous merchants. By 1450, the merchant adventurers were dealing in linen cloths, buckrams Paved roads in towns were usually gravel and sometimes cobble. They were frequently muddy because of rain and spillage of water being carried. Iron-shod wheels and overloaded carts made them very uneven. London was the first town with paviors. They cleaned and repaired the streets, filling up potholes with wood chips and compacting them with hand rams. The paviors were organized as a city company in 1479. About 1482, towns besides London began appointing salaried road paviors to repair roads and collect their expenses from the householders because the policy of placing the burden on individual householders didn't work well. London streets were lighted at night by public lanterns, under the direction of the mayor. The residents were to light these candle lanterns in winter from dusk to the 9 p.m. curfew. There were fire-engines composed of a circular cistern with a pump and six feet of inflexible hose on wheels pulled by two men on one end and pushed by two men on the other end. In 1480 the city walls were rebuilt with a weekly tax of 5d. per head. In schools, there was a renaissance of learning from original sources of knowledge written in Greek and rebirth of the Greek pursuit of the truth and scientific spirit of inquiry. There was a striking increase in the number of schools founded by wealthy merchants or town guilds. Every cathedral, monastery, and college had a grammar school. Merchants tended to send their sons to private boarding schools, instead of having them tutored at home as did the nobility. Well-to-do parents still sent sons to live in the house of some noble to serve them as pages in return for being educated with the noble's son by the household priest. They often wore their master's coat of arms and became their squires as part of their knightly education. Sometimes girls were sent to live in another house to take advantage to receive education from a tutor there under the supervision of the lady of the house. Every man, free or villein, could send his sons and daughters to school. In every village, there were some who could read and write. In 1428, Lincoln's Inn required barristers normally resident in London and the county of Middlesex to remain in residence and pay commons during the periods between sessions of court and during vacations, so that the formal education of students would be continuous. In 1442, a similar requirement was extended to all members.