“He must be there. He cannot be far off. We shall see him when we arrive. I daresay he had some business that took him off; but if he heard of the fire, he would come back at once. He will be a loser by it as well as my uncle.”

“Folk say there will be no loss, as Mr. Pepperill insured so terrible heavy. They do tell that he has insured for two thousand pounds, and that only about fifty pounds worth of goods is burnt.”

Kate shrank together. Rose touched Pooke significantly to hold his tongue.

After that Kitty remained very silent. A feeling of unrest took possession of her, even of alarm, at some impending catastrophe. That her uncle had been in difficulty she knew. That he was in want of money to pay for the timber before he could realise on it, and to meet his dishonoured bill for the wool, she knew. A chill ran through her veins.

After a long period of silence Rose said to her’

“Kitty, is it true that you and the schoolmaster went to old Mr. Puddicombe about being engaged?”

“Yes,” answered the girl addressed.

“He took it as a mark of proper respect?”

“Yes.”

“Jan, dear,” said Rose, touching Pooke, “as soon as we get to Coombe, you and I will go and call on Mr. Puddicombe. It will please him. He was the first who heard about your engagement, Kitty?”