'It has been a dream, a nightmare,' she said. And then asked, 'Where is Olver Dench?'

'O mother, do not ask.'

'But I desire to know. He has robbed me.'

'He is gone to his account.'

Jane was silent for a while.

Presently she said, 'He carried off everything in a carpet-bag.'

'That,' said Winefred, 'will never be recovered. It has gone down along with him.'

'Gone down!' repeated Mrs. Marley, with trouble in her eyes.

'Yes, mother, ask no further. It shall be explained later. If Olver Dench has wronged you—and that he did so I know—God has judged him. Whatsoever of yours he had in that bag is lost, never to be recovered.'

Jane turned her eyes slowly to Jack and said, 'It was your father's savings, hundreds of pounds of gold. I had kept it. I did wrong. I am punished.'