Mr. R.—“Yes, but I have too many of these little dribs.”

Agent.—“I don’t care how dull times are, how economical a man is, how many irons he has in the fire, or how many obligations he has on hand, there are always little incidental expenses during the month that are met without a murmur.”

Mr. R.—“Even if I bought the books I would still have those outlays.”

Agent.—“You are right, but I want to ask you one question. You make up your mind now to practice economy. If you were walking down the street and felt like drinking a glass of lemonade or smoking a cigar wouldn’t you go right in and spend ten or fifteen cents for the luxury?”

Mr. R.—“Yes, certainly, if I felt like it.”

Agent.—“You play billiards and pool occasionally, do you not?”

Mr. R.—“Yes, frequently.”

Agent.—“And you sometimes lose the game—one can’t always win?”

Mr. R.—“I am no expert; I often lose.”

Agent.—“If some ladies were to come in here now, soliciting for a church charity, you would dig up a couple of dollars without a struggle, wouldn’t you?”