"It's done every day," Charley broke in. "You won't lose anything by me, Walt," he added, anxiously scanning Walter's face. "See if you do."

Walter had saved a little money. He therefore agreed to become a shareholder in Charles Wormwood, Esquire, to the tune of fifty dollars, said Wormwood duly agreeing and covenanting, on his part, to pay over dividends as fast as earned. So the ingenious Charley sailed with as good a kit as could be picked up in Boston, not omitting a beautiful Colt's revolver (Walter's gift), on which was engraved, "Use me; don't abuse me." Charles was to work his passage out in the new clipper, which arrangement would land him in San Francisco with his capital unimpaired. "God bless you, Charley, my boy," stammered Walter, as the two friends wrung each other's hands. He could not have spoken another word without breaking down, which would have been positive degradation in a boy's eyes.

"I'll make your fortune, see if I don't," was Charley's cheerful farewell. "On the square I will," he brokenly added.

The house of Bright, Wantage & Company had a confidential clerk for whom Walter felt a secret antipathy from the first day they met. We cannot explain these things; we only know that they exist. It may be a senseless prejudice; no matter, we cannot help it. This clerk's name was Ramon Ingersoll. His manner toward his fellow clerks was so top-lofty and so condescending that one and all thoroughly disliked him. Some slight claim Ramon was supposed to have upon the senior partner, Mr. Bright, kept the junior clerks somewhat in awe of him. But there was always friction in the counting-room when the clerks were left alone together.

The truth is that Ramon's father had at one time acted as agent for the house at Matanzas, in Cuba. When he died, leaving nothing but debts and this one orphan child, for he had buried his wife some years before, Mr. Bright had taken the little Ramon home, sent him to school, paid all his expenses out of his own pocket and finally given him a place of trust in his counting-house. In a word, this orphaned, penniless boy owed everything to his benefactor.

As has been already mentioned, without being able to give a reason for his belief, Walter had an instinctive feeling that Ramon would some day get him into trouble. Fortunately Walter's duties kept him mostly outside the warehouse, so that the two seldom met.

One day Ramon, with more than ordinary cordiality, asked Walter to visit him at his room that same evening In order to meet, as he said, one or two particular friends of his. At the appointed time Walter went, without mistrust, to Ingersoll's lodgings. Upon entering the room he found there two very flashy-looking men, one of whom was short, fat, and smooth-shaven, with an oily good-natured leer lurking about the corners of his mouth; the other dark-browed, bearded, and scowling, with, as Walter thought, as desperately villainous a face as he had ever looked upon.

"Ah, here you are, at last!" cried Ramon, as he let Walter in. "This is Mr. Goodman," here the fat man bowed, and smiled blandly; "and this, Mr. Lambkin." The dark man looked up, scowled, and nodded. "And now," Ramon went on, "as we have been waiting for you, what say you to a little game of whist, or high-low-jack, or euchre, just to pass away the time?"

"I'm agreeable," said Mr. Goodman, "though, upon my word and honor, I hardly know one card from another. However, just to make up your party, I will take a hand."

The knight of the gloomy brow silently drew his chair up to the table, which was, at least, significant of his intentions.