"That's so," repeated the unmoved official. Then, seeing that his customer had come to an end, he said, "I reckon you want to deposit your money with us?"
"That's the how of it, stranger. Lock it up tight whar I kin come fer it to-morrow."
"Down with the dust then," observed the cashier, taking the pen from behind his ear and preparing to write; but seeing his customer cast a wary glance to right and left, he beckoned him to a more retired part of the bank, where the miner very coolly proceeded to strip to his shirt, in each corner of which five fifty-dollar "slugs" were knotted. An equal sum in dust was then produced from a buckskin belt, all of which was received without a word of comment upon the ingenuity with which it had been concealed. A certificate of deposit was then made out, specifying that James Wildes had that day deposited with the Mutual Confidence and Trust Company, subject to his order, two thousand dollars. Glancing at the scrap of crisp paper as if hardly comprehending how that could be an equivalent for his precious coin and dust, lying on the counter before him, Jim heaved a deep sigh of relief, then crumpling the certificate tightly within his big brown fist, he exclaimed: "Thar, I kin eat and sleep now, I reckon. Blamed if I ever knew afore what a coward a rich man is!"
Our man, it seems, had been a sailor before the mast. When the anchor touched bottom, he with his shipmates started for the "diggings," where he had toiled with varying luck, but finding himself at last in possession of what would be considered a little fortune in his native town. He was now returning, filled with the hope of a happy meeting with the wife and children he had left behind.
But while Yankee Jim slept soundly, and blissfully dreamed of pouring golden eagles into Jane's lap, his destiny was being fulfilled. The great financial storm of 185— burst upon the State unheralded and unforeseen. Like a thief in the night the one fatal word flashed over the wires that shut the door of every bank, and made the boldest turn pale. Suspension was followed by universal panic and dismay. Yankee Jim was only an atom swallowed up in the general and overwhelming disaster of that dark day.
In the morning he went early to the bank, only to find it shut fast, and an excited and threatening crowd surging to and fro before the doors. Men with haggard faces were talking and gesticulating wildly. Women were crying and wringing their hands. A sudden faintness came over him. What did it all mean? Mustering courage to put the question to a bystander, he was told to look and read for himself. Two ominous words, "Bank Closed," told the whole story.
For a moment or two the poor fellow could not seem to take in the full meaning of the calamity that had befallen him. But as it dawned upon him that his little fortune was swept away, and with it the hopes that had opened to his delighted fancy, the blood rushed to his head, his brain reeled, and he fell backward in a fit.
The first word he spoke when he came to himself was "Home." Some kind souls paid his passage to 'Frisco, where the sight of blue water seemed to revive him a little. Wholly possessed by the one idea of getting home, he shipped on board the first steamer, which happened to be ours, going about his duty like a man who sees without understanding what is passing around him.
My own knowledge of the chief actor in this history began at four o'clock in the morning of the third day out. The California's engines suddenly stopped. There was a hurried trampling of feet, a sudden rattling of blocks on deck, succeeded by a dead silence—a silence that could be felt. I jumped out of my berth and ran on deck. How well I can recall that scene!