KEY: Refuge.

SYN: Protection, shelter, harbor, asylum, retreat, covert, hospitality, sanctuary, hiding-place.

ANT: exposure, inhospitableness, peril, pitfall, snare, Scylla, Charybdis.

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KEY: Refund.

SYN: Repay, return, restore, pay back, reimburse.

ANT: Appropriate, withhold, divert, misapply, embezzle, alienate, misappropriate, expend, misspend.

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KEY: Refuse \v.\

SYN: Deny, withhold, reject, decline, repudiate.