INDUSTRY.
Private economy—Useful labours—Our birthright—Results of labour—Necessity for labour—Industry and intellect—Thrift and civilization—Thrifty industry—Thrifty economy. Pages 1—10
CHAPTER II.
HABITS OF THRIFT.
Workmen and capital—Habits of economy—Self-indulgence—Results of thriftlessness—Uses of saved money—Extravagant living—Bargain-buying—Thrift and unthrift—Johnson on economy—Self-respect—Self-help—Uncertainty of life—Laws of mortality—Will nobody help us?—Prosperous times the least prosperous—National prosperity—Moral independence. Pages 11—29
CHAPTER III.
IMPROVIDENCE.
Misery and wealth—The uncivilized—The East End—Edward Denison—Thrift in Guernsey—Improvidence and misery—Social Degradation—Fatalism of improvidence—Self-taxation—Slowness of progress. Pages 30—40