"That may be." I pointed to the cross-writing on the document, and said deliberately, "This bill is a forgery!"

At these words the poor man turned pale. He snatched up the document, and with many incoherent protestations, was rushing toward the door, when I called to him in an authoritative tone, to stop. He paused—his manner indicating not only doubt, but fear. I said to him, "Don't flurry yourself; I only want to serve you. You tell me that you are a married man, with children, dependent on daily labor for daily bread, and that you have done a little discounting for Miss Snape, out of your earnings. Now, although I am a bill-discounter, I don't like to see such men victimized. Look at the body of this bill—look at the signature of your lady-customer, the drawer. Don't you detect the same fine, thin, sharp-pointed handwriting in the words 'Accepted, Dymmock Munge." The man, convinced against his will, was at first overcome. When he recovered, he raved; he would expose the Honorable Miss Snape, if it cost him his bread—he would go at once to the police office. I stopped him, by saying roughly, "Don't be a fool! Any such steps would seal your ruin. Take my advice; return the bill to the lady, saying, simply, that you cannot get it discounted. Leave the rest to me, and I think the bill you have indorsed to Sparkle will be paid." Comforted by this assurance, Axminster, fearfully changed from the nervous, but smug, hopeful man of the morning, departed. It now remained for me to exert what skill I possessed, to bring about the desired result. I lost no time in writing a letter to the Honorable Miss Snape, of which the following is a copy:—

"Madam,—A bill, purporting to be drawn by you, has been offered to me for discount. There is something wrong about it; and, though a stranger to you, I advise you to lose no time in getting it back into your own hands.—D.D."

I intended to deal with the affair quietly, and without any view to profit. The fact is, that I was sorry—you may laugh—but I really was sorry to think that a young girl might have given way to temptation under pressure of pecuniary difficulties. If it had been a man's case, I doubt whether I should have interfered. By the return of post, a lady's maid entered my room, profusely decorated with ringlets, lace, and perfumed with patchouli. She brought a letter from her mistress. It ran thus:—

"Sir,—I cannot sufficiently express my thanks for your kindness in writing to me on the subject of the bills, of which I had also heard a few hours previously. As a perfect stranger to you, I cannot estimate your kind consideration at too high a value. I trust the matter will be explained; but I should much like to see you. If you would be kind enough to write a note as soon as you receive this, I will order it to be sent to me at once to Tyburn Square. I will wait on you at any hour on Friday you may appoint. I believe that I am not mistaken in supposing that you transact business for my friend, Sir John Markham, and you will therefore know the inclosed to be his handwriting. Again thanking you most gratefully, allow me to remain your much and deeply obliged, JULIANA SNAPE."

This note was written upon delicate French paper embossed with a coat of arms. It was in a fancy envelope—the whole richly perfumed, and redolent of rank and fashion. Its contents were an implied confession of forgery. Silence, or three lines of indignation, would have been the only innocent answer to my letter. But Miss Snape thanked me. She let me know, by implication that she was on intimate terms with a name good on a West-End bill. My answer was, that I should be alone on the following afternoon at five.

At the hour fixed, punctual to a moment, a brougham drew up at the corner of the street next to my chambers. The Honorable Miss Snape's card was handed in. Presently, she entered, swimming into my room, richly, yet simply dressed in the extreme of Parisian good taste. She was pale—or rather colorless. She had fair hair, fine teeth, and a fashionable voice. She threw herself gracefully into the chair I handed to her, and began by uncoiling a string of phrases, to the effect that her visit was merely to consult me on "unavoidable pecuniary difficulties."

According to my mode, I allowed her to talk; putting in only an occasional word of question that seemed rather a random observation than a significant query. At length after walking round and round the subject, like a timid horse in a field around a groom with a sieve of oats, she came nearer and nearer the subject. When she had fairly approached the point, she stopped, as if her courage had failed her. But she soon recovered, and observed, "I cannot think why you should take the trouble to write so to me, a perfect stranger." Another pause—"I wonder no one ever suspected me before."

Here was a confession and a key to character. The cold gray eye, the thin compressed lips, which I had had time to observe, were true indexes to the "lady's inner heart;" selfish calculating, utterly devoid of conscience; unable to conceive the existence of spontaneous kindness; utterly indifferent to anything except discovery, and almost indifferent to that, because convinced that no serious consequences could affect a lady of her rank and influence.

"Madam," I replied, "as long as you dealt with tradesmen accustomed to depend on aristocratic customers, your rank and position, and their large profits, protected you from suspicion; but you have made a mistake in descending from your vantage ground to make a poor shopman your innocent accomplice—a man who will be keenly alive to anything that may injure his wife or children. His terrors—but for my interposition—would have ruined you utterly. Tell me, how many of these things have you put afloat?"