3378. Their debts accumulate; their credit fails; they are harassed by duns, and besieged by constables and sheriffs.
3379. In this extremity, as a last resort, they submit to a shameful dependence, or engage in criminal practices, which entail hopeless wretchedness and infamy on themselves and families.
3380. Stick to the business in which you are regularly employed. Let speculators make their thousands in a year or a day; mind your own regular trade, never turning from it to the right hand or to the left.
3381. If you are a merchant, a professional man, or a mechanic, never buy lots or stocks unless you have surplus money which you wish to invest. Your own business you understand as well as other men; but other people's business you do not understand.
3382. Let your business be some one which is useful to the community. All such occupations possess the elements of profit in themselves.