3402. He is economical in his expenditure, always living within his income.
3403. Keeps a memorandum-book in his pocket, in which he notes every particular relative to appointments, addresses, and petty cash matters.
3404. Is cautious how he becomes security for any person; and is generous when urged by motives of humanity.
3405. Let a man act strictly to these habits; when once begun they will be easy to continue in—ever remembering that he hath no profits by his pains whom Providence doth not prosper—and success will attend his efforts.
3406. If he has a good wife, who does her part, the happiness of the noble-hearted business-man is as secure as humanity admits.