The effect was magical. People at once had faith in the Government, professed themselves true patriots, and persisted in taking shares from Mr. Girard, which he gave them on the original terms. "The sinews of war were thus furnished," says Mr. Arey, "public confidence was restored, and a series of brilliant victories resulted in a peace, to which he thus referred in a letter written in 1815 to his friend Morton of Bordeaux: 'The peace which has taken place between this country and England will consolidate forever our independence, and insure our tranquillity.'"

Soon after the close of the war, on Sept. 13, 1815, word was sent to Mr. Girard that his wife, still insane, was dying. Years before, when he found that she was incurable, he had sought a divorce, which those who admire him most must wish that he had never attempted; and the bill failed. He was now sixty-five, and growing old. His life had been too long in the shadow ever to be very full of light.

He asked to be sent for when all was over. Toward sunset, when Mary Girard was in her plain coffin, word was sent to him. He came with his household, and followed her to her resting-place, in the lawn at the north front of the hospital. "I shall never forget the last and closing scene," writes Professor William Wagner. "We all stood about the coffin, when Mr. Girard, filled with emotion, stepped forward, kissed his wife's corpse, and his tears moistened her cheek."

She was buried in silence, after the manner of the Friends, who manage the hospital. After the coffin was lowered, Mr. Girard looked in, and saying to Mr. Samuel Coates, "It is very well," returned to his home.

Mary Girard's grave, and that of another who died in 1807, giving the hospital five thousand dollars on condition that he be buried there, are now covered by the Clinic Building, erected in 1868. The bodies were not disturbed, as there is no cellar under the structure. As a reward for the care of his wife, soon after the burial Mr. Girard gave the hospital about three thousand dollars, and small sums of money to the attendants and nurses. It was his intention to be buried beside his wife, but this plan was changed later.

The next year, 1816, President Madison having chartered the second Bank of the United States, there were so few subscribers that it was evident that the scheme would fail. At the last moment Mr. Girard placed his name against the stock not subscribed for,—three million one hundred thousand dollars. Again confidence was restored to a hesitating and timid public. Some years later, in 1829, when the State of Pennsylvania was in pressing need for money to carry on its daily functions, the governor asked Mr. Girard to loan the State one hundred thousand dollars, which was cheerfully done.

As it was known that Mr. Girard had amassed great wealth, and had no children, he was constantly besought to give, from all parts of the country. Letters came from France, begging that his native land be remembered through some grand institution of benevolence.

Ambitious though Mr. Girard was, and conscious of the power of money, he had without doubt been saving and accumulating for other reasons than love of gain. His will, made Feb. 16, 1830, by his legal adviser, Mr. William J. Duane, after months of conference, showed that Mr. Girard had been thinking for years about the disposition of his millions. When persons seemed inquisitive during his life, he would say, "My deeds must be my life. When I am dead, my actions must speak for me."

To the last Mr. Girard was devoted to business. "When death comes for me," he said, "he will find me busy, unless I am asleep in bed. If I thought I was going to die to-morrow, I should plant a tree, nevertheless, to-day."