"Oh, bother," he cried, running his hand in mild exasperation through his white hair; "the standard value, or the original value, whichever you like best. I should not dare to propose to sell out at such a loss; it would not only be to impoverish myself at once in order to avoid the risk of greater ruin, it would draw attention. It would have a most suspicious look, and might bring the rotten affair down about our ears instantly, while I should get the blame of the downfall."

"But some of the large foreign investments might be realized any day—you told me the last time you spoke of business—with the first good turn of trade," she reminded him anxiously.

"I trust so still, and I believe old Carey is an honest man and a perfect gentleman—that is one comfort; but I cannot help thinking he has got into bad hands. I tell you, Maria, I don't like that brother-in-law of his who comes down from London to attend the Redcross meetings, and tries to blarney us all round. And I cannot approve of the bolstering up of Carey's cousins, the Carters, in their chemical works at Stokeleigh, which it strikes me will never do much good. It—the bolstering up—has been going on for a long time now, to what extent I am not prepared to show. Unfortunately I have a bad head for figures," he shrugged his shoulders as if anticipating a reproach, "the less reason why I should have laid out my savings on bank shares, you will say? No doubt, no doubt, but there had been fewer troubles with banks in my day. When I made the first investment everything appeared right, and the dividends announced were tempting."

"I am not finding fault with what you did, Jonathan; I never thought of such a thing," the perturbed woman found voice to reassure her husband. "I know you did it for the best; and for that matter, I am convinced it will all come right in the end," she ended with a little sigh.

"It is very good and pretty of you to say so, Maria," he said with a certain old-fashioned, stiff gallantry which, while it complimented her, treated her as a much younger and more irresponsible being than he was. As he spoke he took up the hand which lay in her lap and held it for a moment clasped in his. "And I can say you have been all that I could have wished as a wife and mother, you have never once failed me during the whole of our married life."

"Oh! thank you, thank you, Jonathan." She acknowledged his praise with a momentary choke in her voice, and a bend of her head which was not without a docile dignity.

"We are all in the same boat," resumed the Doctor in the deep tones which somehow sounded like bass recitative; "the Rector, Colonel Russell, and I—not to say Carey himself. We all wished to increase our incomes with as little trouble and risk as possible—so it seemed then, but if the bank comes to smash, all the old Redcross gentle-folks, as we were pleased to call ourselves, will go with it."

"Don't mention such a thing, don't think of it," cried Mrs. Millar in her dismay.

He went on without noticing her. "The Bishop won't let the Rector come down, and Russell is twenty years younger than I. He is no older than you are, though a foreign climate has told a good deal on him; still, he is patched up, and with care ought to have lasted as long as the rest of us. He may exert his interest, and get a post in India again, though I should be afraid it would finish him in six months."

The poor middle-aged lady who sat listening with dry lips apart, and pleasant hazel eyes distended with fright and distress, though she was no older than the unfortunate colonel, had not been exposed to a foreign climate, and had hardly suffered from a serious illness in her life, did not look much like such an arduous undertaking as going out to India to redeem a wrecked fortune. She pulled herself together, however, and set herself to the good woman's business of comforting and encouraging her husband. "I am certain it is right to go on hoping. You often say that in your profession you have no such helpful allies as hope and courage; you must practice what you've preached, Doctor," and the faithful soul actually contrived to impart a playful ring to her unsteady voice. "The Rector has not preached the duty more strenuously than you have; and you are not going to be the first to break down, especially when there is no real occasion. Depend upon it, Carey's Bank will pull through like some of your most doubtful patients, with time and care."