"There, Maria, you're scoring another point for trade," said the little doctor, getting on his feet, and buttoning up his coat as a preliminary to obeying the call. "I'll warrant Wilkins and Ord will be toasting their toes, and retiring to bed with the comfortable conviction that their night's rest will not be disturbed; since Wilkins's head-man attends to the slaughter-house, and the eldest journeyman baker sees to the setting of the sponge. Why don't you say, noblesse oblige, Maria? But I think I know the name of the inconsiderate individual who has interrupted our conversation, and I assure you he would not if he could. It is little Johnny Fleming—Fleming the grocer's son—whose case is critical, I fear. I told his mother if he got worse to send for me at once. When I am out, at any rate, I'll just look in on old Todd, in Skinners' Buildings. He appeared in a dying state this morning; but as the family have not sent to let me know of the death, if he has hung on so long, the chance is he will rally and come round this bout. I'll be some time; don't sit up for me, my dear."
"It is too bad," Mrs. Millar fretted. "They ought to send at night for Newton or Capes from Woodleigh—it is only a step for any of the young doctors, instead of disturbing a man of your age."
"Good heavens! don't breathe such a thing. I could not afford it. I thought of taking a young partner twenty years ago, but I put it off till it was too late. Perhaps it was a mistake; we all make mistakes," he sighed. "An active young practitioner, well up to date, might have kept the business better together."
"Nonsense!" cried his wife energetically. "Nobody would have looked at him when they could have had your skill and experience."
"Then be thankful I'm still fit for work—one must take the bad with the good. It is the fortune of war, Maria," said the gallant old doctor as he departed.
CHAPTER IV.
THE CRASH.
Within a month Carey's Bank broke, not altogether unexpectedly. The breaking carried dismay and desolation into not a few households in Redcross, and administered a sharp shock—productive of much startled speculation, and roused distrust, even in those quarters which had not suffered financially by the bankruptcy. The stoppage of a bank, with little hope of its resuming its functions, is like the stoppage of a heart which will never beat again. It may have been dreaded as a possible calamity, and occasionally hinted at in awed whispers; but when the blow falls it does so with a stunning, crushing force because of its irreparable nature and far-reaching ruin.