His salary was raised at Christmas, and he received a handsome present from his boss.

He also received a valuable remembrance from Mr. Seymour Atherton.

Nor was he overlooked by Mr. and Mrs. Bruce, who lived in Chicago, who also enclosed a ruby ring as a gift from little Fanny.

But the present which gave him the most delight of all, though the least valuable in a monetary sense, was a pretty leather pocket-book, with sterling silver trimmings, which came to him from Millie.

What Jack gave her the pretty stenographer showed only to her mother, and then put it away somewhere among her treasures.

At length Jack Hazard’s eighteenth birthday came around.

He had made a few cautious deals in stocks since the beginning of the year.

They had been uniformly successful, though they had not netted him any very considerable profit in proportion to his two former successes.

But he was satisfied, for he had doubled his capital, which was now over $50,000.

He had also succeeded in putting a couple of thousand dollars into his friend Potter’s pocket, much to that young man’s great delight, who expected to marry Jack’s sister in the course of time.