Ham Adams lets out a gasp.

"You!" says he.

"It's this way, sir," says Nivens, in that quiet, offhand style of his. "I'd always been in the habit of putting by most of my wages, not needing them to live on. There's tips, you know, sir, and quite a little one can pick up—commissions from the stores, selling second-hand clothes and shoes, and so on. So when Cousin Mabel had this chance to buy out the Madame Ritz Beauty Parlors, where she'd been forelady for so long, I could furnish half the capital and go in as a silent partner."

"Wha-a-at?" says Ham, his eyes bugged. "You own a half interest in a beauty shop—in Madame Ritz's?"

Nivens bows.

"That is strictly between ourselves, sir," says he. "I wouldn't like it generally known. But it's been quite a success—twelve attendants, sir, all busy from eleven in the morning until ten at night. Mostly limousine trade now, for we've doubled our prices within the last two years. You'll see our ads in all the theater programs and Sunday papers. That's what brings in the—"

"But see here," breaks in Ham, "how the merry dingbats would you use me in a beauty parlor? I'm just curious."

Nivens pulls that flickery smile of his again.

"That wasn't exactly what I had in mind, sir," says he. "In fact, I have nothing to do with the active management of Madame Ritz's; only drop around once or twice a month to go over the books with Mabel. It's wonderful how profits pile up, sir. Nearly ten thousand apiece last year. So I've been thinking I ought to give up work. It was only that I didn't quite know what to do with myself after. I've settled that now, though; at least, Mabel has. 'You ought to take your place in society,' she says, 'and get married.' The difficulty was, sir, to decide just what place I ought to take. And then—well, it's an ill wind, as they say, that blows nobody luck. Besides, if you'll pardon me, sir, you seemed to be losing your hold on yours."

"On—on mine?" asks Ham, his mouth open.