"Benny, you've a delightful surprise in store for you," he said. "Having astonished you by telling you that I was not open to an invitation to lunch, I am going to follow it up by assuring you that I do not intend to suggest the extension of even the paltriest of pecuniary accommodations. I am after bigger game."

Cole's suspicion melted into a semblance of interest.

"You don't mean—" he began.

"Yes, but I do, though," said the other. "That's the precise meaning of this pious pilgrimage at this ungodly hour. I want to find out where you keep that worm. Yesterday afternoon, at the Hurds', you had an idea. You know you did—you can't conceal it from my piercing sense of penetration. And your idea had the ring of real currency when you accidentally dropped it. So I'm here to collaborate, that's all."

Mr. Osgood's junior partner looked around at the clerks, who hastily resumed their interrupted duties.

"Come in here," he said to the visitor, and he led his guest into an inner office next to Mr. Osgood's own, and closed the door behind him.

"I did have an idea," he conceded, as he motioned Wilkinson to a seat, "and it was an idea that had several things to recommend it. But it was a business proposition, and if you will pardon my saying so, Charlie, you are not the kind of a collaborator I would choose, if I were doing the choosing."

"But you're not, my boy," replied the other, unabashed. "I'm doing the choosing, myself, and I choose you. Your idea was palpably based on separating my barnacled connection from some of the ghastly pile of glittering gold that he has taken, five cents at a time, from the widows, orphans, blind, halt, and lame who patronize his trolley lines. Elucidate forthwith, Benny—in the vernacular, unbelt. I am listening."

Cole was reflecting. No one knew better than he how little regard John M. Hurd really felt for this mercurial youth. Yet Mr. Hurd had resisted with entire success all other means of approach. After all, family connections counted for something, even with the retentive old trolley magnate. So when at last he spoke, it was with the determination to show a part of his hand, at least, to Wilkinson.

"Mr. Hurd is President of the Massachusetts Light, Heat, and Traction
Company," he began.