Nevertheless she was distinctly glad to see him again. That was a fact to be faced, and when, at parting, he inquired whether Boston would be scandalized if he were to call again the following evening, since he would probably have to leave on the next day, she found herself impelled to yield so ready an assent that she felt swift need to disguise it. Yet she gave him the answer he wished.

Next morning Smith's first visit was to Mr. Gunterson's discoveries. Only one of the partners, Mr. Bloom, had reached the office at the time the representative of the Guardian was announced, and it became necessary to wait until Mr. Sternberg and Mr. McCoy arrived. This they presently did, and a brief meeting took place in the same room in which, three months before, this precious trio had signed a Guardian contract with Samuel Gunterson. But the present interview was far less meandering and much more to the point than its predecessor.

"Gentlemen," said Smith, "the jig is up. I've come here to close your agency for the Guardian."

The three partners looked at him. Sternberg was first to recover the power of speech.

"Why, Mr. Smith," he said unctuously, "you're acting very hasty! Do you think this is fair and just to us? We haven't had enough of a tryout to really count."

"And I bet you we're giving you fifty per cent more business than Osgood did," Jake Bloom broke in. "Just because we've been a little unfortunate right on the go-off on a few losses is no reason for closing us up. You're making a mistake to leave us. Give us a year at least—we'll make good for you."

"The losses you've got through this office is on business any company would be glad to write," interposed McCoy. "Any company would take it right over again."

"I'm sorry," responded the New Yorker; "but in accordance with the conditions of our contract, either party can terminate it at any time, and I consider it best to take this action for my company. I regret that it is necessary, but there is no alternative. If it's a mistake, we all have to make mistakes now and then, and I guess I'll choose this for mine."

Sternberg, Bloom, and McCoy regarded him in hostile silence.

"Furthermore," Smith continued, "the Guardian feels that it would prefer to cancel all policies written through your agency. I hope that this can be arranged without trouble to your firm."