"Of One Hundred and Twenty-fifth Street?" Smith asked.

"Yes. You know them? They have an agency, then?" Mr. Whitehill responded.

"They certainly have," replied the other. "They are as desirable agents as there are up town, and they represent the Essex of England, the Austrian National, and," he glanced at his chief, "the Salamander of New York."

Mr. Wintermuth found no words.

"Now, Mr. Whitehill," said Smith, "they are the people we want as branch managers. Our interests would be safe in their hands. But to take us and do us justice they would probably have to resign one of the companies they now represent. Do you think your influence with them is sufficient to get them to do that?"'

Mr. Whitehill smiled somewhat grimly.

"My boy," he said, "I don't like to extol my personal influence; but if I asked Evans and Jones anything within the bounds of reason and they declined to do it, I admit that I should be surprised—very much surprised."

This was the reason why, on a busy corner of the Street, only a week later, two men came to a stop face to face, the elder regarding the younger with a malignity that was indifferently concealed.

"Well, how's the boy underwriter?" said a sneering voice. "You think you turned a pretty trick when you took my branch manager, eh?"

"I told you we'd have to get back at you," the other replied. "But," he added, "I should hardly think it would be a subject you'd care to discuss."