"It looks bad for you, Sophie," he said. "A detective was here less than fifteen minutes ago inquiring for you and the chances are that he'll be back again before long. But I can easily hide you until night, and then we'll try to find some way of smuggling you to the station. I'll loan you whatever money you need and will ship your trunk to you when you get to Detroit."

Mr. Rowe was right—the detective returned and posted himself at the front door of the hotel. With him came another headquarters man to guard the side entrance. They were evidently convinced that Sophie Lyons was in the hotel or that she would soon return there.

HOW I ESCAPED ARREST

Night came and the two sleuths showed no signs of leaving. The only avenue of escape from the upper room where I had been hiding all day was by the window.

With Mr. Rowe's kind help I securely fastened to the window frame one end of a long rope, which was kept for use in case of fire. Down this I slid in the darkness to the roof of a one-story building adjoining the hotel. From there it was an easy drop to a little alley, which finally brought me out on Broadway.

After an agonizing wait of several minutes at the station I got safely on board a train and was soon speeding toward Detroit. Then I drew the first long breath I had taken since morning, when I had seen that tearful crowd of investors and creditors in front of the closed bank.

Carrie Morse was never caught or punished for the ladies' bank swindle, which the newspapers later said must have netted her at least $50,000. Years after I met her in Chicago where she was operating a matrimonial agency which was almost as crooked as the bank had been. She never mentioned our banking venture nor offered me my share of the profits, and, as I was prosperous then, I never asked her for it.

She was a swindler to her dying day and served many long prison terms. As she grew old it took all the money she could make to keep out of jail and she finally died in poverty. With all her cleverness she never seemed able to see what expensive folly it was to waste her really brilliant abilities in a life of crime.

This was my first experience with clever women swindlers. I was surprised to learn, to my sorrow, that the standards of good faith which are maintained among men of the underworld do not hold good among most women criminals. I fully determined to have no more dealings with criminals of my own sex.

But this wise resolve was broken quite by accident a few years later, while I was traveling in the south of Europe and became acquainted with Mrs. Helen Gardner, an English swindler and confidence operator. Mrs. Gardner was a woman of fine presence, a finely modulated voice, all the manners, graces, and charms of a well-bred English woman, and an amazingly inspiring and persuasive conversationalist.