Elegantly dressed she called at the bank and opened an account with the deposit of a few hundred dollars. She made clear to everyone her charming ignorance of banking. She was as amusing as pretty, and before long she was talking to President Schell himself.

It was in fact the president who proudly showed her the massive steel doors and the mighty combination lock which would guard her small deposit. With innocent baby stare she noted the make of the lock and its date.

Possessed of this information, Hope, who was nothing if not thorough, proceeded to buy from the manufacturer a counterpart of the lock. As soon as it arrived the lock was turned over to the inquiring eyes and fingers of George Howard. Ensconced in a little house in a quiet part of Brooklyn, "Western George" made an intimate investigation of the lock's vitals.

Howard undoubtedly was the greatest inventive genius in locks that ever lived, unless, perhaps, Mark Shinburn, a burglar of a similar mechanical turn of mind. He could have made no end of money designing burglar-proof devices, but preferred demonstrating the weakness of the existing ones in a practical way. Hope's confidence in Howard was not misplaced. Within a few days George told the leader he could open the lock by the simple procedure of drilling a small hole just below it and inserting a wire.

Hope watched Howard demonstrate on their own lock and at once planned a prospective tour of the bank to see if the performance could be duplicated on the lock in the Manhattan Bank. If so, they were in sight of their goal.

While the band was waiting for a convenient occasion when Shevelin would be on duty at the bank and could admit them safely to test Howard's grand discovery, a great blow fell upon the whole plan. It was the mysterious murder of Howard himself.

If, as some have suggested, the taking off of Howard was the hand of Providence, I can only point out that the hand was a little bit slow. If Howard had been killed two days earlier, I can't see how the band could have gotten into the vault. Hope, with all his ingenuity and executive ability, was no great mechanical genius on an up-to-date lock, nor was any other member equal to the task.

Howard was on bad terms with several very forceful members of the underworld, at least one of whom was in the dozen who were secretly besieging the Manhattan Bank. While the gang was rejoicing and waiting, a letter came to Howard requesting his immediate presence on important business at a place near Brooklyn.

OPENING THE GREAT VAULT

The following week Howard's body was found in the woods of Yonkers, with a pistol in his hand and a bullet in his breast. The suicide theory was dispelled by finding another bullet in the back of his head. Investigation brought to light that a wagon containing a heap of sacking had been seen driving through the woods and had later returned empty.