4. Tenant co-partners are given a voice in the management by the right to elect trustees, the number increasing with the amount of subscriptions to bonds.
5. Tenant co-partners granted remission of one month's rent a year.
6. Tenant co-partners leaving or desiring to discontinue as co-partners have the right to sell their bonds to trustees at par.
Mr. A. C. Comey, the author of the plan, says of it:[19]
Such a co-partnership scheme as this will present to workmen a unique opportunity for saving, for not only will they get as high a rate of interest as a safe investment justifies, but they will be to a large degree custodians of their own security and will thus be able to protect their investments in much the same way as actual home owners. On the other hand they will avoid most of the pitfalls of home owning, such as loss through deterioration of a neighborhood, forced sales in case of departure, and inability to realize on assets locked up in private homes. Moreover, they will tend to develop a high degree of community spirit, usually so lacking among apartment dwellers, and thus take more interest in public affairs and become better citizens generally.
These are advantages which it would be especially desirable for the foreign-born groups, as many of them have experienced the pitfalls of home ownership. It is a complicated system and would have to be explained in detail to the various groups. The medium for such explanations is at hand in the foreign-language press and in the immigrant societies, and the effort that it would involve is surely worth making. It should also be noted that it is not so complicated a system as the land tenure in many of the countries from which the immigrants come.
INSTRUCTION IN SANITATION
The subject of housing reform as a means of easing the housewife's task was considered first, as it is useless to talk of helping her in her work until she is given some of the conveniences with which to work. It is evident, however, that that is not all that is necessary for the foreign-born housewife. She is not accustomed to the use of a house of the size contemplated by the proposed plans—the Italians, Lithuanians, Poles, Russians, Hungarians, and doubtless others have known only the one and two-room house—and there is always the possibility that, given more rooms, they may be used to take in more lodgers. Such was the case, for example, in the relatively adequate houses provided by the United States Steel Corporation at Gary.
It is not necessary, however, to use the method of that corporation, and turn out of the houses persons who need instruction in the use of the house. Persuasion and instruction in the uses of the special features of the house could have been tried. It might have been possible for the rent collector or a sanitary inspector with a social point of view to establish friendly relations on their regular visits to the families. With confidence gained and tact displayed, much in the way of education could be accomplished. To construct houses so that each room can serve one and only one purpose would in part meet the difficulties. Above all, patience and a realization of the difficulties that the foreign-born housewife meets, are essential.
A point on which some architects lay special stress in the structure of low-cost houses is the devotion of the entire first floor to cooking and living uses—not sleeping. That is, the living room, dining room, and kitchen are either combined or so open into each other that no temptation is offered to close off part for sleeping purposes. The bedrooms are then on the second floor, each room having only one door, and the bathroom and the storage space are slightly elevated above the second and offer no temptation to be used for purposes other than those for which they are designed. If, then, families inexperienced in the use of modern accommodations come into the community, they may perhaps be helped to an understanding of modern devices by the experience of living in houses arranged in this way.