The question, then, may be raised as to the extent to which a development of the co-operative methods in the United States may be looked to as likely to become an important educational agency in intelligent spending for the foreign housewife, enabling her to develop in her task something of a technique. As to the possibility of developing co-operative societies because the ordinary trade is wasteful, it should be recalled that the retail trade in the United States, while wasteful, is probably not less, but rather more efficient than in other countries. Moreover, in the United States there are often lacking those conditions that give rise to a sense of a permanent division of interest between those who sell and those who buy. In fact, when the foreign-language store exists, there may be a tie between shopkeeper and purchaser.

In communities in which there is an apparent division of interest between the foreign born and the native, or between two foreign groups, the national bond may grow into a social bond that for a time at least would serve as the basis for the collective action by one group against the other group. If the dealers then belong to the outside group, or if the dealers of the foreign-born group seem to betray their fellow countrymen, there may develop a movement strong enough to carry over into organization.

Among some groups, such as the Finns, the language constitutes a permanent barrier for the adult members of the group, and with a skillful and intelligent leadership the co-operative undertakings may be expected to prosper for a very considerable period of time. The immigrants have probably twice as many successful co-operative stores as the native born.

In a community like a mining town, that is almost or altogether an industrial community, with no leisure class, the pecuniary resources of all are fairly well known to all, and the temptation to spend conspicuously is therefore lacking. It will be recalled that these are the communities in which the employers have specially abused their power by forcing the employees to buy at company stores. In such communities there are always considerable numbers of competent, efficient, intelligent persons. Under a specially able leadership, a special hardship through high prices, or a condition of special exploitation, the co-operative store may be expected to develop. Then, too, a sense of identity of interest may find its basis in trade-union membership or in membership in a special trade, as was the case with the miners in a store at Staunton, Illinois, where the union managed the store for years at a profit.

With the exception of these few bonds, however, there are lacking in most communities several elements present in the foreign experience that have undoubtedly contributed materially to the success of co-operative enterprises. There is, in the first place, the lack of stability caused by the rapid movement from group to group. The older people do not speak English; the children learn English and often do not want to speak the language of their parents. They want to be American and to buy as Americans buy. They therefore resent any organization that tends to emphasize their foreign origin.

Also no sense of class consciousness among customers arouses antagonism against retailers. In the cities, particularly where there are large foreign colonies, the retail trade in those colonies, especially the trade in foodstuffs, is largely in the hands of fellow countrymen whose background is much the same as that of their customers. Most of the stores are small, and the proprietors, who are not skilled in modern business methods, do not make much more than a living from their stores, so that there is no great contrast in prosperity to arouse a feeling of antagonism.

On the contrary, the proprietor and his family usually live in the district—often over the store—in much the same condition as the rest of the group. They are friends of all, and by their knowledge of the group can meet certain needs and appear to serve as a connecting link between the separate group and the general community. How far the desire of the more ambitious group members to open up a shop of their own acts as a deterrent to interest in co-operation would be difficult to estimate, but it seems probable that this has some weight.

On the other hand, attention may be called to the fact that the retail trade, and especially the marketing of food, has been so slightly reduced to an art, it is still so empirically and wastefully carried on, that there are many possibilities of reasonable success of co-operatives. For a time, at least, this will be true if the undertaking is on a modest scale and does not seem worthy of attack by a relatively powerful group.

Among the obvious wastes are those connected with the transportation (cross freights), the display and salesmanship, the marketing of novelties, and the use of the indefinite measures. Besides these there are the bad debts resulting from careless credit transactions, the waste involved in deliveries of packages, the waste of the repeated purchase of articles known to be regularly needed. Wherever any group can be led to consider the wastes involved in these methods of doing business, their good sense will make them perceive easily the folly of persisting in those ways, and the practice of this minimum of self-restraint will serve as a basis for a considerable balance, out of which dividends may accumulate.

The use of the co-operative idea has, therefore, great possibilities as the basis for discussing the wastes of the present system and for deliberation as to the best or as to any possible way out. In other words, experimenting in democratic organization in obtaining the necessities of life is an important next step. As in the matter of copartnership in relation to housing, co-operative distribution may serve as a point of departure, an object lesson worthy of closer study and experimental imitation. Especially would the experience of the Women's Co-operative Guild be helpful in bringing the idea to the attention of the influential women among the various groups.