Ovington's Bank

by Stanley John Weyman

It was with a firmer tread that Clement went back to his desk in the bank. He had pleased his father and he was pleased with himself. Here at last was something to do. Here at last was something to fight. Here at last was mettle in the banking business that suited him; and not a mere counting of figures and reckoning of pennies, and taking in at four per cent. and putting out at eight. His gaze, passing over the ledger that lay before him, focussed itself on the unconscious customers beyond the counter. He had the air of challenging them, of defying them. They were the enemy. It was their folly, their greed, their selfishness, their insensate desire to save themselves, let who would perish, that menaced the bank, that threatened the security, the well-being, the happiness of better men. It was a battle and they were the enemy. He scowled at them. Supposing them to have sense, patience, unselfishness, there would be no battle and no danger. But he knew that they had it not in them. No, they would rush in at the first alarm, like a flock of silly sheep, and thrusting and pushing and trampling one another down, would run, each bent on his own safety, blindly on ruin.

From this moment the bank became to him a place of interest and color, instead of that which it had been. Where there was danger there was romance. Even Rodd, adding up a customer’s pass-book, his face more thoughtful than usual, wore a halo, for he stood in peril. If the shutters went up Rodd would suffer with his betters. He would lose his place, he would be thrown on the world. He would lose, too, the trifle which he had on deposit in the bank. And even Rodd might have his plans and aims and ambitions, might be hoping for a rise, might be looking to marry some day—and some one!

Pheugh! Clement’s mouth opened, he stared aghast—stared at the wire blind that obscured the lower half of the nearer window, as if all his faculties were absorbed in reading the familiar legend, KNAB S’NOTGNIVO, that showed darkly upon it. Customers, Rodd, the bank, all vanished. For he had forgotten! He had forgotten Josina! In contemplating what was exciting in the struggle before him he had forgotten that his stake was greater than the stake of others—that it was immeasurably greater. For it was Josina. He stood far enough below her as it was, separated from her by a height of pride and prejudice and convention, which he must scale if he would reach her. But he had one point in his favor—as things were. His father was wealthy, and standing a-tiptoe on his father’s money-bags he might possibly aspire to her hand. So uplifted, so advantaged he might hope to grasp that hand, and in the end, by boldness and resolution, to make it his own.

That was the position as long as all went well at the bank: and it was a position difficult enough. But if the money-bags crumbled and sank beneath his feet? If in the crisis that was coming they toppled over, and his father failed, as he might fail? If he lost the footing, the one footing that money now gave him? Then her hand would be altogether out of his reach, she would be far above him. He could not hope to reach her, could not hope to gain her, could not in honor even aspire to her?

He saw that now. His stake was Josina, and the battle lost, he lost Josina. He had been brave enough until he thought of that, reckless even, welcoming the trumpet call. But seeing that, and seeing it suddenly, he groaned.

The sound recalled him to himself, and he winced, remembering his father’s injunction to show a cheerful front. That he should have failed so soon! He looked guiltily at Arthur. Had he heard?

But Arthur had not heard. He was standing at a desk attached to the wall, his back towards Clement, his side-face to the window. He had not heard, because his thoughts had been elsewhere, and strange to say, the subject which had engaged them had been also Josina. The banker’s warning had been a sharp blow to him. He was practical. He prided himself on the quality, and he foresaw no pleasure in a contest in which the success that was his be-all and end-all would be hazarded.

True, his mercurial spirit had already begun to rise, and with every minute he leant more and more to the opinion that the alarm was groundless. He thought that the banker was scaring himself, and seeing bogies where no bogies were—as if forsooth a little fall meant a great catastrophe, or all the customers would leave the bank because Wolley did! But he none the less for that looked abroad. Prudently he reviewed the resources that would remain to him in the event of defeat, and like a cautious general he determined beforehand his line of retreat.

That line was plain. If the bank failed, if a thing so cruel and incredible could happen, he still had Garth. He still had Garth to fall back upon, its lands, its wealth, its position. The bank might go, and Ovington—confound him for the silly mismanagement that had brought things to this!—might go into limbo with it, and Clement and Rodd and the rest of them—after all, it was their native level! But for him, born in the purple, there would still be Garth.

Only he must be quick. He must not lose a day or an hour. If he waited too long, word of the bank’s embarrassments might reach the old man, re-awaken his prejudices, warp his mind, and all might be lost. The influence on which he counted for success might cease to be his, and in a moment he might find himself out in the cold. Weakened as the Squire was, it would not be wise to trust too much to the change in him!