Ovington's Bank

by Stanley John Weyman

The upshot of this and of a hundred other reports which ran about the town like wild-fire, was that a full twenty minutes before the bank opened on the Tuesday, its doors were the butt of a hundred eyes. Many assembled by twos and threes in the High Street and on the Market Place, awaiting the hour; while others took up their stand in the dingy old Butter Cross a little above the bank, where day in and day out old crones sat knitting and the poultry women’s baskets stood on market days. Few thought any longer of concealment; the time for that was past, the feeling of anxiety was too deep and too widespread. Men came together openly, spoke of their fears and cursed the banker, or nervously fingered their pass-books, and compared the packets of notes that they had with them.

Some watched the historic clock, but more watched, and more eagerly, the bank. The door, the opening of which, if it were ever opened, meant so much to so many, must have shrunk, seasoned wood as it was, under the intensity of the gaze fixed upon it; while the windows of the bank-house—ugh! the pretender, to set himself up after that fashion, while all the time he was robbing the poor!—were exposed to a fire as constant. Not a curtain moved or a blind was lowered, but the action was marked and analyzed, deductions drawn from it, and arguments based upon it. That was Ovington’s bedroom! No, that. And there was his girl at the lower window—but he would not have been likely to take her with him in any case.

As a fact, had they been on the watch a little earlier, they would have been spared one anxiety. For about nine o’clock Ovington had shown himself. He had left the house, crossed with a grave face to the Market Place, and rung the bell at Dean’s. He had entered after a brief parley with an amazed man-servant, had been admitted to see one of the partners, and at a cost to his pride, which only he could measure, the banker had stooped to ask for help. Between concerns doing business in the same town, relations must exist and transactions must pass even when they are in competition; and Dean’s and Ovington’s had been no exception to the rule. But the elder bank had never forgotten that they had once enjoyed a monopoly. They had neither abandoned their claims nor made any secret of their hostility, and Ovington knew that it was to the last degree unlikely that they would support him, even if they had the power to do so.

But he had convinced himself that it was his duty to make the attempt, however hopeless it might seem, and however painful to himself—and few things in his life had been more painful. To play the suppliant, he who had raised his head so high, and by virtue of an undoubted touch of genius had carried it so loftily, this was bad enough. But to play the suppliant to the very persons on whom he had trespassed, and whom he had defied, to open his distresses to those to whom he had pretended to teach a newer and sounder practice, to acknowledge in act, if not in word, that they had been right and he wrong, this indeed was enough to wring the proud man’s heart, and bring the perspiration to his brow.

Yet he performed the task with the dignity, of which, as he had risen in the world, he had learned the trick, and which even at this moment did not desert him. “I am going to be frank with you, Mr. Dean,” he said when the door had closed on the servant and the two stood eye to eye. “There is going, I fear, to be a run on me to-day, and unfortunately I have been disappointed in a sum of twelve thousand pounds, which I expected to receive. I do not need the whole, two-thirds of the sum will meet all the demands which are likely to be made upon me, and to cover that sum I can lodge undeniable security, bills with good names—I have a list here and you can examine it. I suggest, Mr. Dean, that in your own interests as well as in mine you help me. For if I am compelled to close—and I cannot deny that I may have to close, though I trust for a short time only—it is certain that a very serious run will be made upon you.”

Mr. Dean’s eyes remained cold and unresponsive. “We are prepared to meet it,” he answered frostily. “We are not afraid.” He was a tall man, thin and dry, without a spark of imagination, or enterprise. A man whose view was limited to his ledger, and who, if he had not inherited a business, would never have created one.

“You are aware that Poles’ and Williams’s have failed?”

“Yes. I believe that our information is up to date.”

“And that Garrard’s at Hereford closed yesterday?”

“I am sorry to hear it.”