“They’re gone,” he reflected complacently, as the door closed behind his visitor. “Smashed, begad!” and with the thought he rid himself of a sense of inferiority which had more than once troubled him in his rival’s presence. He sat down to eat his breakfast with a good appetite. The day would be a trying one, but Dean’s, at any rate, was safe. Dean’s, thank God, had never put its hand out farther than it could draw it back. How pleased his brother would be!

That was the worst, immeasurably the worst, of Ovington’s experiences, but it was not the only painful interview that was in store for him before the bank opened that morning. Twice, men, applying, stealthy and importunate, at the back door, forced their way in to him. They were not of those who had claims on the bank and feared to be losers by it. They were in debt to it, but desperate and pushed for money they saw in the bank’s necessity their opportunity. They—one of the two was Purslow—required only small sums, and both had conceived the idea that, as the bank was about to fail, it would be all one to Ovington whether he obliged them or not. It would be but a hundred or so the less for the creditors, and as the bank had sold their pledged stocks they thought that it owed them something. They had still influence, their desperate straits were not yet known; if he obliged them they would do this and that and the other—nebulous things—for him.

Ovington, of course, could do nothing for them, but to harden his heart against their appeals was not a good preparation for the work before him, and when he entered the bank five minutes before ten, he had to brace himself in order to show an unmoved front to the clerks.

He need not have troubled himself. Rodd knew all, and the two lads, on their way to the bank that morning, had been badgered out of such powers of observation as they possessed. They had been followed, cornered, snatched in this direction and that, rudely questioned, even threatened. Were they going to open? Where was the gaffer? Was he gone? They had been wellnigh bothered out of their lives, and more than once had been roughly handled. It seemed as if all Aldersbury was against them—and they did not like it. But Ovington had the knack of attaching men to him, the lads were loyal, and they had returned only hard words to those who waylaid them. Pay? They could pay all the dirty money in Aldersbury! Mr. Ovington? Well, they’d see. They’d see where he was, and be licking his boots in a week’s time. And they’d better take their hands off them! The stouter even threatened fisticuffs. A little more and he’d give his questioners a lick over the chops. Come now, give over, or he’d show them a trick of Dutch Sam’s they wouldn’t like.

The two arrived at the bank, panting and indignant, their coats half off their backs; and Rodd, whose impeccable respectability no one had ventured to assail, had to say a few sharp words before they settled down and the counter assumed the calm and orderly aspect that, in his eyes, the occasion required. He was himself simmering with indignation, but he let no sign of it appear. He had made all his arrangements beforehand, seen every book in its place, and the cash where it could be handled—and a decent quantity, sufficient to impose on the vulgar—laid in sight. After a few words had been exchanged between him and Ovington, the latter retired to the desk behind the curtain, and the other three took their places. Nothing remained but to watch—the seniors with trepidation, the juniors with a not unpleasant excitement—the minute hand of the clock. It wanted three minutes of ten.

And already, though from their places behind the counter the clerks could not see it, the watching groups before the bank had grown into a crowd. It lined the opposite pavement, it hung a fringe two-deep on the steps of the Butter Cross, it extended into the Market Place, it stretched itself half-way down the hill. And it made itself heard. The voices of those who passed along the pavement, the scraps of talk half caught, the sudden exclamation, merged in a murmur not loud but continuous, and fraught with something of menace. Once, on the fringe of the gathering, there was an outburst of booing, but it ceased as suddenly as it had risen, suppressed by the more sober element; and once a hand tried the doors, a voice surprisingly loud, cried, “They’re fast enough!” and footsteps retreated across the pavement. The driver of a cart descending the hill called to “Make way! Make way!” and that, too, reached those within almost as plainly as if it had been said in the room. Something, too, happened on it, for a shout of laughter followed.

It wanted two—it wanted one minute of ten. Rodd gave the order to open.

The younger clerk stepped forward and drew the bolts. He turned the key, and opened one leaf of the door. The other was thrust open from without. The clerk slid under the counter to his place. They came in.

They came in, three abreast, elbowing and pushing one another in their efforts to be first. In a moment they were at the counter, darting suspicious glances at the clerks and angry looks at one another, and with them entered an atmosphere of noise and contention, of trampling feet and peevish exclamations. The bank, so still a moment before, was filled with clamor. There were tradesmen among them, a little uncertain of themselves and thankful that Ovington was not visible, and one or two bluff red-faced farmers who cared for nobody, and slapped their books down on the counter; and there were also a few, of the better sort, who looked straight before them and endeavored to see as little as possible—with a sprinkling of small fry, clerks and lodging-house keepers and a coal-hawker, each with his dirty note gripped tight in his fist. The foremost rapped on the counter and cried “Here, Mister, I’m first!” “No, I!” “Here, you, please attend to me!” They pressed their claims rudely, while those in the rear uttered impatient remonstrances, holding their books or their notes over the heads of others in the attempt to gain attention. In a moment the bank was full—full to the doors, full of people, full of noise.

Rodd’s cold eye travelled over them, measured them, weighed them. He was filled with an immense contempt for them, for their folly, their greed, their selfishness. He raised his hand for silence. “This is not a cock-fight,” he said in a tone as withering as his eye. “This is a bank. When you gentlemen have settled who comes first. I will attend to you.” And then, as the noise only broke out afresh and more loudly, “Well, suppose I begin at the left hand,” he said. He passed to that end of the counter. “Now, Mr. Buffery, what can I do for you. Got your book?”