So that is how it is that the Everleigh-Spillikinses came to reside on Plutoria Avenue in a beautiful stone house, with a billiard-room in an extension on the second floor. Through the windows of it one can almost hear the click of the billiard balls, and a voice saying, "Hold on, father, you had your shot."

CHAPTER SIX: The Rival Churches of St. Asaph and St. Osoph

The church of St. Asaph, more properly call St. Asaph's in the Fields, stands among the elm trees of Plutoria Avenue opposite the university, its tall spire pointing to the blue sky. Its rector is fond of saying that it seems to him to point, as it were, a warning against the sins of a commercial age. More particularly does he say this in his Lenten services at noonday, when the businessmen sit in front of him in rows, their bald heads uncovered and their faces stamped with contrition as they think of mergers that they should have made, and real estate that they failed to buy for lack of faith.

The ground on which St. Asaph's stands is worth seven dollars and a half a foot. The mortgagees, as they kneel in prayer in their long frock-coats, feel that they have built upon a rock. It is a beautifully appointed church. There are windows with priceless stained glass that were imported from Normandy, the rector himself swearing out the invoices to save the congregation the grievous burden of the customs duty. There is a pipe organ in the transept that cost ten thousand dollars to install. The debenture-holders, as they join in the morning anthem, love to hear the dulcet notes of the great organ and to reflect that it is as good as new. Just behind the church is St. Asaph's Sunday School, with a ten-thousand dollar mortgage of its own. And below that again on the side street, is the building of the Young Men's Guild with a bowling-alley and a swimming-bath deep enough to drown two young men at a time, and a billiard-room with seven tables. It is the rector's boast that with a Guild House such as that there is no need for any young man of the congregation to frequent a saloon. Nor is there.

And on Sunday mornings, when the great organ plays, and the mortgagees and the bond-holders and the debenture-holders and the Sunday school teachers and the billiard-markers all lift up their voices together, there is emitted from St. Asaph's a volume of praise that is practically as fine and effective as paid professional work.

St. Asaph's is episcopal. As a consequence it has in it and about it all those things which go to make up the episcopal church—brass tablets let into its walls, blackbirds singing in its elm trees, parishioners who dine at eight o'clock, and a rector who wears a little crucifix and dances the tango.

On the other hand, there stands upon the same street, not a hundred yards away, the rival church of St. Osoph—presbyterian down to its very foundations in bed-rock, thirty feet below the level of the avenue. It has a short, squat tower—and a low roof, and its narrow windows are glazed with frosted glass. It has dark spruce trees instead of elms, crows instead of blackbirds, and a gloomy minister with a shovel hat who lectures on philosophy on week-days at the university. He loves to think that his congregation are made of the lowly and the meek in spirit, and to reflect that, lowly and meek as they are, there are men among them that could buy out half the congregation of St. Asaph's.

St. Osoph's is only presbyterian in a special sense. It is, in fact, too presbyterian to be any longer connected with any other body whatsoever. It seceded some forty years ago from the original body to which it belonged, and later on, with three other churches, it seceded from the group of seceding congregations. Still later it fell into a difference with the three other churches on the question of eternal punishment, the word "eternal" not appearing to the elders of St. Osoph's to designate a sufficiently long period. The dispute ended in a secession which left the church of St. Osoph practically isolated in a world of sin whose approaching fate it neither denied nor deplored.

In one respect the rival churches of Plutoria Avenue had had a similar history. Each of them had moved up by successive stages from the lower and poorer parts of the city. Forty years ago St. Asaph's had been nothing more than a little frame church with a tin spire, away in the west of the slums, and St. Osoph's a square, diminutive building away in the east. But the site of St. Asaph's had been bought by a brewing company, and the trustees, shrewd men of business, themselves rising into wealth, had rebuilt it right in the track of the advancing tide of a real estate boom. The elders of St. Osoph, quiet men, but illumined by an inner light, had followed suit and moved their church right against the side of an expanding distillery. Thus both the churches, as decade followed decade, made their way up the slope of the City till St. Asaph's was presently gloriously expropriated by the street railway company, and planted its spire in triumph on Plutoria Avenue itself. But St. Osoph's followed. With each change of site it moved nearer and nearer to St. Asaph's. Its elders were shrewd men. With each move of their church they took careful thought in the rebuilding. In the manufacturing district it was built with sixteen windows on each side and was converted at a huge profit into a bicycle factory. On the residential street it was made long and deep and was sold to a moving-picture company without the alteration of so much as a pew. As a last step a syndicate, formed among the members of the congregation themselves, bought ground on Plutoria Avenue, and sublet it to themselves as a site for the church, at a nominal interest of five per cent per annum, payable nominally every three months and secured by a nominal mortgage.